Top Ten Reasons People Don’t Have Renters Insurance

Top Ten Reasons People Don't Have Renters Insurance

Top Ten Reasons People Don’t Have Renters Insurance

There are many reasons that 63% of Americas don’t have renters insurance.  Recently, a survey was done to find out why renters don’t have insurance¹.  Let’s take a look at the reasons they gave.  You’ll be shocked at some of the reasons.

This research uncovers a worrying insurance gap, amongst a growing proportion of the population.  Prized possessions and home contents are worth protecting… Out research suggests that millions of people are taking a risk without any coverage in place…

-Anthony Lewis, The Co-Operative

#10 Didn’t Renew Last Time The Policy Expired

1% of respondents said they simply couldn’t be bothered to renew the policy the last time it expired.  Here’s what happens when your renters insurance policy expires: You get a renewal offer about two months in advance.  Then you generally get a reminder a few weeks in advance.

What’s Your Excuse For Not Having Renters Insurance? Call Effective Coverage Today To Share Your Reasons And Get Protected!
(800)892-4308

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What Is Actual Cash Value On Renters Insurance?

What Is Actual Cash Value On Renters Insurance?

What Is Actual Cash Value On Renters Insurance?

What is actual cash value on renters insurance?  My renters insurance policy talks about actual cash value, and there’s also an endorsement for replacement cost on the declarations page.  What does any of that mean?

Great question!  Let’s dive in…

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Florida Renters Insurance Protects Candle Liability

Florida Renters Insurance Protects Candle Liability

Florida Renters Insurance Protects Candle Liability

In Winter Haven, Florida renters insurance offers protection for more than just your property.  Recently, an apartment resident left a candle burning and fell asleep.

She woke up to the sound of shattering glass from the fire that she had started with her negligence.  Not only was there damage to the property of neighbors and her own property, but there was also damage to the building. [Read more...]