Renters Insurance Or Red Cross? Your Life Depends On Your Choice!

Renters Insurance Or Red Cross - You Make The Choice - KY Arson Victim Family Left With NothingIn Georgetown, KY, the home of Deidra Roberts and her two year old and three year old children was completely gutted by an arson fire.

The Williamsburg Lane fire is being investigated, according to WKYT.  Per the information available at this time, there’s a strong chance that arson is involved.  It appears that the front door was left unlocked and someone came into the home and set a mattress on fire.

Though treated with flame retardant chemicals, mattresses certainly are not fireproof.  Because of those chemicals, the smoke from even a smoldering mattress is toxic and deadly even in small amounts.  What little of their possessions was not burned is ruined because of that toxic smoke.  Several nearby apartments also suffered smoke damage.

Perhaps the worst part about this story, though, is that the victims are reduced to donations and assistance.   [Read more...]

Virginia Driving Without Insurance – Easy Savings, Or Bad Idea?

Virginia Driving Without InsuranceYes, Virginia, there is a Santa Claus, but he won’t be bringing you toys this year. He had to sell all the toys to pay for the judgment because of his Virginia driving without insurance!

From the Virginia DMV’s website: The Virginia Uninsured Motor Vehicle (UMV) fee allows a motor vehicle owner to register [and operate] an uninsured motor vehicle.”

Say what? [Read more...]

Why Do I Need Austin Renters Insurance?

Why Do I Need Austin, TX Renters Insurance - What Does Renters Insurance In Austin CoverAn Austin apartment fire has killed one man.

The victim may have been disabled.  Countless tenants are unsure where they’ll go or how they’ll rebuild their lives.  Neighbors called 911 because their smoke detector went off in the middle of the night.  The fire was difficult to put out completely because dense smoke throughout the building made the source difficult to locate.

30 people are unable to return to their homes because of the Austin apartment fire.

Not only was power cut off for safety while fighting the fire, but also several apartments had smoke and water damage.  The total damage is estimated at around $125,000.  Coincidentally, that’s an amount that would be largely covered by Austin renters insurance.  Most property managers require Texas renters insurance, generally with either $100,000 or $300,000 liability coverage. [Read more...]