Does Renters Insurance Cover My Car?

Does Renters Insurance Cover My Car?

Does Renters Insurance Cover My Car?

We’ve been asked in the past does renters insurance cover my car? The short answer is, it depends. The long answer is, it really depends. Depends on what? We’re glad you asked! [Read more...]

Apartment Fire Injures 9, Kills 7, Destroys Apartment Complex

Apartment Fire Injures 9 Kills 7 Destroys Apartment Complex

Apartment Fire Injures 9 Kills 7 Destroys Apartment Complex

A Massachusetts apartment complex now lies in ruins after an early morning fire tore through it. The fire, of unknown cause, killed seven people, sent nine to the hospital, and displaced more than 50 people. Called the deadliest Massachusetts fire in two decades, the effects of the fire are widespread. When firefighters arrived on scene, people were already in the process of escaping through second story windows. [Read more...]

How Can I Compare Renters Insurance?

How Can I Compare Renters Insurance?

How Can I Compare Renters Insurance?

Commonly, we’re asked how can I compare renters insurance.  While the actual answer is to read the declarations and policy documents side by side, that’s rarely practical.  There are a few things you should know about how to compare renters insurance, though, that will serve you well.

How Can I Compare Renters Insurance? Loss Settlement

Loss settlement referrs to the rules written into the policy about how a claim is paid out, in this case specifically with regard to personal property coveragge.  There are two common kinds of loss settlement when learning about comparing renters insurance.  The first is known as actual cash value.  That means your claim will be paid based on the actual cash value of the items suffering a loss at the time it occurred.

Call Effective Coverage at (800) 892-4308 to find out more about how can I compare renters insurance!

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