This has to do with the way that renters insurance (and most personal lines insurance) is regulated in North Carolina. Under the current system and the manner in which it is implemented, carriers are largely forbidden from charging prices appropriate for certain types of risk. That has led many insurance companies to stop doing business in the state altogether because it’s simply not sustainable from an actuarial standpoint. But the winds of change are blowing, and it’s possible North Carolina renters insurance consumers might have some additional options in the future. What might be changing, and why? Read on to find out more about this exciting change.