If you’re raising a family, you’ve probably given some thought to safety over the years. Many people wonder if apartments in Arlington, TX are safer than single family homes. They’re certainly less expensive to insure – the average Arlington, TX Renters Insurance policy only costs about fifteen dollars a month. But does that mean they’re safer?
It depends a great deal on the apartments in question!
The good news is that apartments have more features like gates, controlled building access, and outside security cameras to control the level of crime that happens there. While Arlington has surprising crimes once in a while, it’s overall a very safe place to live.
When you live in an apartment complex, the largest factor that you can’t control is your neighbors. To put it simply, if your neighbors are criminals, you’re going to have a crime problem. On the other hand, if you live in an apartment community that carefully vets residents, you probably won’t have an issue.
Knowing who your neighbors are will give you some level of safety, and that’s easier to do in an apartment community for a variety of reasons. In that regard, apartments in Arlington may well be safer than single family homes.
Again, this depends on your apartment complex. Are apartments in Arlington, TX safer than single family homes when it comes to fires? For the most part, they actually are. Most apartments have sprinklers, of course. But just as importantly, the vast majority of apartments have smoke detectors which are wired to both building power and a central alarm.
That means the entire building would be notified in the event of a fire. Those alarms tend to be much louder than a home smoke detector, which is a benefit to you in a fire during sleeping hours. You also can’t forget to change the batteries, which helps to keep you safe.
Newer apartment buildings are constructed of materials that are fire-resistant to the extend possible, whereas most new construction homes in Tarrant County are built of frame. That makes for cheap construction, but it’s dangerous in a fire situation. Apartment buildings are generally required to have multiple escape routes, as well.
Statistically, you’re likely to not be on the first floor in most apartments. That helps to keep you safe from floods. You’re also at risk of the person above you overflowing their bathtub, but that’s what they have liability coverage for on their Arlington renters insurance.
All in all, there’s a good chance that you’re safer in an Arlington apartment than in a single family home, but there are always tradeoffs to be considered. Think about your risk tolerance and the specific risks about which you’re concerned. Most of those risks can be mitigated with the right renters insurance coverage.
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