November 11 – Historical Reasons You Might Have Wanted Renters Insurance
It’s always fun to look back on things that happened on any given day throughout history. Often, as we look back we see disaster, loss, and times when we might have wanted renters insurance.
What happened on November 10 that would have made you wish you had coverage? While it just takes 60 seconds to get Riverside, CA Renters Insurance today, it wasn’t always that easy.
1898: Today began the Wilmington Insurrection. It is the one and only time in American history that a municipal government has ever been overthrown. It’s certainly the only instance of a coup in our history. There was a significant bloodshed, along with destruction of property. Are riots covered by California renters insurance?
1918: The armistice that ended the fighting of WWI went into effect. It would take another six months to get the point where the Treaty of Versailles could be signed, but the war could realistically be considered to be over. While war isn’t covered by renters insurance, that’s not a risk that is on the minds of most people who buy coverage because of the near-zero odds of fighting on American soil ever occurring.
1940: Romania suffers the 1940 Vrancea Earthquake. Around 1,000 people died and 4,000 were injured. While there is no generally agreed upon estimate of total property damage, it was felt in Bucharest and beyond. In Bucharest, a fourteen story reinforced concrete building was destroyed by the earthquake. That gives us a general understanding of the level of devastation and property damage. Do you have earthquake coverage on your Riverside, CA Renters Insurance? Living where you do, it might be an endorsement that’s worth considering.
1951: It’s possible as of November 10, 1951 to make a long distance phone call by dialing directly, without operator assistance. This made it much easier to call your insurance agent, as well as to do business across a broader area.
1979: A Canadian Pacific freight train derails. The train was carrying explosive and flammable industrial chemicals and caused one of the largest non-wartime evacuations. If you have renters insurance and there’s an explosion or a fire, does it matter what caused it? Not one bit! Broadly speaking, the cause of the covered peril is irrelevant. Whether the fire loss is from a candle or a derailed train, your policy can respond to protect you.
1983: Windows 1.0 was first presented to the public by Bill Gates. Did you know that your renters insurance policy can replace your computer and commercial software that you’ve paid for? It won’t replace the data you’ve created, of course, or pay to replicate your work in doing so, but it would buy you a new copy of Windows. Hopefully not Windows 1.0, though!
2002: Veteran’s Day Weekend of 2002, a tornado outbreak stretched all the way from the top of Ohio down to the Gulf Coast. It may be the single largest outbreak ever recorded in November. At least one of the tornadoes was an F4. Tornadoes are generally a covered cause of loss, so long as your policy has wind coverage – the vast majority of them do, though there may be some exceptions in parts of the Gulf Coast.
2084: This isn’t historical, but it’s kind of fun to think about. On November 10, 2084, the Earth will transit across the sun resulting in partially blocking the sun… as seen from Mars. Will we have people there? Will we have an entire society there? Will they need renters insurance?
This is a very curated list. You can find hundreds of thousands of other events in history that will make you realize how important renters insurance is. There are many reasons to get a policy – what’s yours? Don’t forget that it’s affordable, at just a few dollars a month, and it takes just sixty seconds to buy renters insurance online. All you have to do is call (800)892-4308 or click to get covered - whether you need Riverside renters insurance quotes online or coverage anywhere else!
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Source: Wikimedia. The printer’s data at the bottom of the back page is “0186 Part No 098-050-202”. This brochure did not have a copyright notice and a search of the copyright records did not find a registration for “Microsoft Introduces Power Windows”. This brochure is in the public domain.