Why Do I Need Sacramento Renters Insurance?
Tornado Warning
A tornado warning in Sacramento has been issued before in the past. The warning was a result of storms that could bring a lot of rain, and even snow. They’re rare, but not impossible. Ultimately, you have to understand that weather losses can be more likely or less likely in a given area, but they are never impossible. The farthest north that a tornado has ever occurred was in Kiana, AK in 1976.
Sacramento is farther south than Kiana, and in no way immune to these risks. You need Sacramento renters insurance because things like this can and do happen unexpectedly. Your policy could cover the loss to your property, as well as the additional living expenses like a hotel to stay at if your apartment is unlivable as a result of the loss.
Bike Lanes Are Eco-Friendly, But Dangerous
The City of Sacramento is implementing a plan to reduce the number of one-way streets, and turn them into two-way streets with added bike lanes. That’s great news for the city, and great news for commuters regardless of their vehicle of choice. But this increases the possibility of hitting someone while you’re on your bike. What happens if that person you hit, sues and asks you to pay for their medical bills or damage to their car?
Your auto policy won’t protect you, because you’re not in an auto. Bicycle liability insurance really isn’t a product that’s sold. So where does your protection come from? Luckily, Sacramento renters insurance covers you for bodily injury or property damage that you do to someone else – even if it’s while you’re on a bike. This will make sharing the road safe and stress-free for drivers and bikers!
Someone Took The Time To Map Sacramento Gang Territories
Please bear in mind, it’s entirely unknown what the source of the data on the map below is (you’ll have to zoom in and scroll up a bit to find Sacramento). It is, however, interesting that someone thought it was worthwhile to map gang territories statewide. Does that mean you need Sacramento renters insurance? It might not be a bad idea – the map aside, the part of the city you live in will definitely factor into the chances of you suffering a loss.
The existence of this map means nothing except that someone took some statistics and dropped them on a map. But the existence of those statistics says that it’s probably a good idea to have renters insurance in Sacramento. The good news is, it’s easy to find and quite affordable. You can get covered for just a few dollars a month, and it takes about sixty seconds to buy a policy. Just call (800)892-4308 or click to get covered - whether you need Sacramento renters insurance quotes online or coverage anywhere else!
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Photo Credit: Willscrit Front Of The California State Capitol Building At Night CC BY SA 2.0