So you think you don’t need Plano, TX Renters Insurance? Many people also think that home security cameras are overly paranoid. We’re coming to you with a story so bizarre that it wouldn’t be believed without the security camera footage!
The resident has several children, and home security cameras just seemed like a natural step to protect them. Cameras and storage space are more affordable than ever, and you can stream it directly to the cloud so a thief can’t just steal the computer you’re recording it on. The one outside was intended for security, the one inside was intended as a baby monitor but has now also proven useful for security after this terrifying home invasion.
At 2:30 on a Wednesday morning just like any other Wednesday morning, the victim was doing what he always does at that hour of the day – sleeping comfortably in his own bed. His children were in their room sleeping, as well. The footage shows a white or hispanic male dressed in black and carrying a backpack casually ambling up their driveway. He can later be seen on all fours on a bedroom floor searching desperately for something to steal, with a knife in his mouth.
What bedroom was he looking for loot in? The children’s bedroom.
Let that sink in for a moment.
The victim was able to scare off the attempted home invasion robber, but this is terrifying. How do you go back to normal after such a large a violation of your life? How would you put your life back together once you had gotten over the shock of waking up to find things gone? Home invasion robbery is a very real risk, and it’s the stuff of nightmares. This suspect was smart enough to run when the victim was alerted to his presence, but not all of them are and that puts you and your family at risk.
Of course, you want to make sure all of your doors and windows are locked. That should be the last thing you do before you go to bed, check outside entrances to ensure they’re secure. That’s really all you can do, to be honest. But what about recovering from that loss?
Plano, TX Renters Insurance helps you to recover in two ways. First, it ensures that you’re able to replace the property that was taken. “Replace” is an important word there, because you want to make sure you have replacement cost coverage on your policy – actual cash value doesn’t do you much good. Replacement cost is very standard, but since Texas insurance companies can write their own policy forms, it’s an important question to ask regardless.
But what about the costs of emotional recovery? You can’t very well just tell the kids to go to bed in that situation. One adult needs to stick around to wait for law enforcement, but the other adult will probably want to take the kids somewhere – anywhere – else. Did you know that your renters insurance in Plano can help with that loss, as well?
You have a coverage called of Loss of Use. That coverage is there to make sure that you’re covered for additional living expenses arising from a covered loss. After a home invasion robbery, many carriers would consider a hotel a reasonable additional living expense – especially with kids. It’s certainly cheaper than the therapy that would be required if you just told them to go back to sleep!
There are surprising ways that a policy can protect you, and many types of coverage hidden in your policy that you might not be aware of. A renters insurance expert can advise you on these additional types of coverage and help you to get the best policy for your individual needs. The best part is that you can get cheap renters insurance in Plano. The average price is about fifteen dollars a month.
It’s also quick and easy to get covered. If you want a policy right now and want to go online, Effective Coverage makes it possible to get covered in just sixty seconds. If you have questions, you can either use the chat inside the quoting process or just call (800)892-4308 or click to get covered - whether you need Plano renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family. You’ll find friendly insurance experts for renters who are happy to take the time to make sure your questions are answered.
What's Your Style?
- Do You Need Coverage ASAP? Check out the fastest way to buy renters insurance online and get covered in just 60 seconds!
- Do You Feel Like Talking About It? Just call Effective Coverage and a renters insurance expert can help you get great coverage in minutes.
- Do You Need Some Time Alone With Your Thoughts? We understand, which is why we created the Texas Guide To Renters Insurance.
- Just Want To Watch A Movie Together? See our video guide below.