Because the tech industry is so strong in this part of North Carolina, and because there are so many temporary workers here, we often get questions about whether those people can get renters insurance in High Point with an H-1B or other temporary visa. Let’s address this definitively, because it’s an easy, solid answer.
Yes, you can get High Point, NC Renters Insurance with an H-1B, a temporary visa, or no visa at all. The insurance company cares not one bit about your status, or even lack thereof. Whether you were hired by a company and brought here or whether you came under a different set of circumstances, you’re able to get covered.
The vast majority of renters insurance providers will only rarely need a social security number. If it’s necessary, underwriting can note the account that you’ve only recently arrived here and don’t have one and allow it to proceed regardless. The only real issue that you may run into is paying for the coverage.
That’s easy enough to handle with prepaid cards and the like, even if you don’t have a bank account. If you don’t have a bank account, you should probably resolve that at the earliest possible time, but it won’t prevent you from getting renters insurance.
Do you know what will prevent you from getting High Point, NC Renters Insurance? Failure to take action. If you don’t take action and reach out to get covered, you won’t have a policy when you need it.
It doesn’t matter if you don’t have much. What you have is still worth protecting, and it’s not just your personal property that’s covered.
Since you’re here, whether or not it’s for the long term, you’ll need liability coverage. Americans are notoriously litigious and willing to sue over anything. If you’re riding your bike, and you run into someone, they can sue you. Not only that, but so can their health insurance company. The latter will want to recover whatever they paid out on that claim. Renters insurance protects you from those risks.
Don’t forget that you might need a place to stay after an apartment fire or a burst pipe. Your apartment isn’t likely to put you up in a hotel, and you’re not going to want to pay those expenses out of your own pocket. Renters insurance in High Point can take care of that, as well.
Now we know the question on your mind is what is this going to cost? It doesn’t change the cost that you’re here on a temporary visa. North Carolina Renters Insurance is incredibly inexpensive. You can get a policy for as little as $125.00 annually. If you’re here for less than a year, the unearned portion of that premium is refunded back to you on a pro-rated basis as long as you properly cancel the policy when you move.
You can even endorse other people who are living with you onto the policy in many situations. Besides, your landlord requires it. You can take care of it affordably and in just sixty seconds! Just call (800)892-4308 or click to get covered - whether you need High Point renters insurance quotes online or coverage anywhere else!
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