Bored And Stupid Kids Can Be A Covered Peril On Lancaster Renters Insurance

No matter where you live, you understand that teenagers do stupid things and sometimes don’t understand the repercussions. Sometimes, they know and just don’t care. Sometimes, they’re malicious and actually want to cause property damage, but it never crosses their mind that they could cause bodily injury, as well. Whatever the reason, teenagers do stupid things. Sometimes, those things cause damage to your property. What can you do about it?

Such things may well be covered perils under your Lancaster Renters Insurance policy. Recently, just down the road in Akron farther out in Lancaster County, someone – reported as a “young male” threw a pipe bomb at an apartment building and ran. There is no suggestion that the victims were targeted, just that this is a random act of (very dangerous) vandalism. It’s also an explosion, and could have caused a fire. All three of those things are covered perils.

In this instance, the cap of the pipe bomb shot through the outside wall of the apartment, through the inside wall, and landed in the living room. There were no injuries, and no fire, but that’s sheer luck. Little is known about the device or the thrower, except for the description of the person running away.

While it’s positively beyond comprehension that some kid would think this is a good idea, you should know that you’ll be covered by your renters insurance if such a thing happens to you. Even if they find the person who threw the pipe bomb, it’s unlikely that they’ll be able to make good on any damages. There was no rhyme or reason to the attack, except perhaps that there was a wooded area behind the apartments which made for an easy getaway.

You’d be surprised the number of things that your Lancaster Renters Insurance can cover. when you least expect it. Vandalism? You’re covered. Break-in? You’re covered. Someone intentionally sets fire to your neighbor’s apartment because of a domestic situation? If that fire causes a loss to you, even through smoke or loss of use, you have coverage for such a thing.

It’s unfortunate, but people make bad choices with depressing frequency and often those bad choices directly impact your life. When you have renters insurance, you know you’ll be able to recover from that loss quickly as well as get the things that were damaged replaced. Without renters insurance, you’re left hoping the person is found and that they have money to fix the damages. In this situation, both seem unlikely.

Renters insurance in Lancaster, PA is quite affordable, averaging about fifteen dollars a month. It takes about sixty seconds to get covered, right from your phone or tablet. Just call (800)892-4308 or click to get covered - whether you need Lancaster renters insurance quotes online or coverage anywhere else!

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Source Photo Credit: Alexandre Dulaunoy A bomb or an IED CC BY SA 2.0