Ditch Your Resolutions Day Is For Diets And Ex-Boyfriends, Renters Insurance Is More Important!
Ditch Your Resolutions Day is designed for the resolutions that you know you should make, and that you make with the best of intentions, but that you never really wanted to keep. Did you really want to stay away from that person you used to date who’s always on your mind? Nope, not a chance. If you did, you wouldn’t make a resolution about it. You’d just do it. Did you really want to give up steak in the new year? Nope, and the same idea applies – you wouldn’t talk about it, you’d just do it.
Ditch Your Resolutions Day isn’t for important things like renters insurance. Things that important aren’t even really resolutions, so much as they are items on your to-do list. As you check them off, you feel good, but it’s not because you kept a resolution. It’s because you’re getting good at this “adulting” thing. Part of being an adult is making sure that you’re protected if you cause a loss to someone else, and also making sure that you’re protected if there’s a loss to your property that you couldn’t pay for on your own.
Did you buy some stuff last year? Think about how much money you spent on “stuff” in your apartment over the last year. Thousands of dollars, at minimum, even if it’s just basic personal property. Could you spend all that money in a single shot to replace it all if your drunk neighbor set the building on fire with fireworks on New Year’s? Probably not. That’s why renters insurance is part of your to-do list, and not a resolution.
Great Time To Evaluate Exposure
The beginning of a new year is a great time to think about your exposure, too. Instead of Ditch Your Resolution Day, it should be “think about how screwed I would be if bad stuff happened” day.
No, really. Think about the cost of replacing all of your personal property.
If a water pipe burst, and it was no one’s fault, think about how much it would cost you to stay in a hotel for a week while they fixed it, and then add to that the cost of replacing your waterlogged stuff. Then think about how much worse that would be if it were a sewer pipe.
Think about how violated you’d feel after a burglary. Would you even feel safe in your home anymore? Would you want to stay somewhere else for a few days? Think about the cost of that, and the cost of replacing everything that the burglar stole. If you don’t think you’d feel violated, consider this chilling claim: A nineteen year old college student had her apartment burglarized and her television stolen. The thief took the blanket off the bed where she sleeps and used it to wrap the television to protect it while he transported it to his own home. Someone broke into her house, stole her stuff, entered her bedroom, and took the blanket she sleeps under every night. An event like that would make most people more than a little uncomfortable, if not give them a feeling of complete and utter violation.
Think about what the rest of your life would look like if you were responsible for a fire because you plugged too many things into an outlet. All your neighbors, your landlord, and a ton of other people would be looking for money from you, and that would not improve the quality of the rest of your life, nor give you much to fall back on at retirement.
That’s why it’s important to evaluate your exposure – how much you’d suffer if there was a loss. It’s pretty significant, but it’s important to know exactly how you’re exposed and what risks there are. All you have to do to protect against the vast majority of risk is to have renters insurance, and the best part is that cheap renters insurance is the norm in NC.
New Year, New Lease Renewal? Use Ditch Your Resolutions Day To Have Some Fun!
If your lease renewal will include a Durham Renters Insurance requirement, don’t ditch your resolution to get it! Not only is renters insurance cheap in NC, but it’s easy. You won’t have to deal with a ton of paperwork, and you won’t have to travel to an office. Effective Coverage has created a revolution in insurance, rather than just creating meaningless resolutions. That insurance revolution is built on the most advanced technology platform in the insurance industry, and it means that you can get the coverage you need in just one minute!
Keep Your Resolution In Just Sixty Seconds!
You can buy renters insurance online with Effective Coverage quickly and easily. That revolutionary tech platform we mentioned? That not only makes it possible, it makes it easy. We know that quoting renters insurance online used to be a hassle, and it was something you couldn’t even dream of doing from your phone. That’s all changed.
You can buy renters insurance online right from your mobile phone now, because the entire site is responsive. We’ve reduced the number of questions that are asked, so you don’t have to tap as many answers out on that tiny keyboard. You can save your quote and return to it later, if you like, or buy coverage in just sixty seconds.
Just click above!
At Effective Coverage, we’re all about options. If you’d rather talk to a real live person, you can do that, too. It’s easy, and our expert staff are friendly and happy to take the time to answer your questions. They’re on salary, rather than commission, so they have the time to get you the level of answers you deserve.
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.
What's Your Style?
- Do You Need Coverage ASAP? Check out the fastest way to buy renters insurance online and get covered in just 60 seconds!
- Do You Feel Like Talking About It? Just call Effective Coverage and a renters insurance expert can help you get great coverage in minutes.
- Do You Need Some Time Alone With Your Thoughts? We understand, which is why we created the North Carolina Guide To Renters Insurance.
- Just Want To Watch A Movie Together? See our video guide below.
Photo Credit: Christopher Michel New Years In San Francisco CC BY 2.0