You’ve probably seen “The Bundler” commercials — you know, the commercials where Stephanie Courtney gets paid nearly a million dollars a year to extoll the virtues of bundling auto and renters insurance. Are the savings all that great? For that matter, is the excitement about savings as great as she makes it out to be on television? Courtney herself has been quoted as saying,
Nobody is naturally that perky! They’d strain something.
If that’s the case, then why all the excitement over bundling auto and renters insurance? Are there savings to be had? Does it matter who you bundle with? Are insurance bundles all they’re cracked up to be? Let’s find out.
Most People Can Save By Bundling Auto And Renters Insurance Together
Half of all Americans could call up any big-name insurer and get a similar price for their coverage. These people have decent credit, and they don’t have too many accidents or tickets. They don’t present a significant increase in risk to the insurer, and they get good prices to begin with.
Bundling is beneficial for a few reasons; first of all, it saves time. You make one call or go to one website if you need to make a policy change. You pay just one bill. Since there’s less work on the part of the company, discounts are applied to both policies.
If you have unique factors, particularly for your auto policy, bundling with one company may not be the best solution. Auto insurance is more expensive than renters insurance, and therefore the one you’ll want to save money on. If you need an SR-22, only certain companies will take on that risk. If it’s difficult for you to find a good price on auto insurance, you probably already know why. What’s the solution?
Bundling Auto And Renters Insurance With Effective Coverage
Effective Coverage is the country’s premier provider of renters insurance because we offer options. To offer options that fit the needs of just about everyone, we have to work with multiple underwriters. That’s just the way insurance works – different underwriters write different types of risks, and they set their rates accordingly. By working with Effective Coverage, you get the benefit of bundling auto and renters insurance while getting the best possible price on each policy. You also get discounts on each policy because they’re bundled with us.
What kind of savings can you expect to see? When you combine policies, the largest savings are on the auto policy since it’s more expensive. Several percentage points of savings add up quickly. Some people see savings in the neighborhood of ten percent of the total cost of both policies, just by putting them together.
In addition, Effective Coverage was built around educating consumers about the insurance products and services that they purchase. We want you to understand why the coverage is necessary, how it helps you, and what it does. Sure, you could read your policy – and you should! But where do you get answers to your questions? How do you know if you have enough coverage, or if you need a particular option? That’s what the insurance experts at Effective Coverage are for.
How Do You Know You’re Getting The Best Deal By Bundling Auto And Renters Insurance?
That’s simple. We’ll tell you if there’s a better option for you. You’ll work with an insurance expert who will take the time to understand exactly what type of risks need to be covered. Once we know that, we know which underwriters will be most likely to give you the best price on that particular policy. If we can write it and save you money, we’ll let you know. If there is a better option, we’ll let you know that as well.
We want to make sure that you’re getting the best coverage for your individual needs. It’s easy to see if you can save money by bundling auto and renters. Just call (800)892-4308 or click to get covered - whether you need renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.