On Thursday, three people were displaced by a fire that damaged apartments near 25th Ave and Cactus Road. This Phoenix apartment fire is alleged to have begun in a vacant unit and spread from there. The cause of the fire remains under investigation.
Because the landlord is not responsible for the contents of the apartments, any tenant affected by the fire who did not have Arizona renters insurance is out of luck and out of pocket. It’s important to remember that you are solely responsible for your personal property when you rent an apartment .
Arizona renters insurance is so crucial. A good policy from Effective Coverage will protect your personal property and also protect you if you are at fault for a Phoenix apartment fire. Renters insurance is the only course of remediation if your landlord sues you because you started a fire. While you could recover against someone else who was at fault for the fire, in theory, the same holds for you if you are responsible. Renters insurance from Effective Coverage steps in to cover liability from your negligent act if something like this happens.
Without that Arizona renters insurance, you’re on the hook for damages to the building and the property of others. That judgment can follow you for years or for a lifetime. Not only is your credit affected, but your paycheck may be garnished in some cases as well.
Contact Effective Coverage today for more information on Arizona renters insurance and the recent Phoenix apartment fire. Our agents, passionate about insurance, will walk you through the coverage you need and get you the best possible price.