A cautionary tale about Texas Renters Insurance. Abilene, Texas is a fairly peaceful town. When residents woke up and started going about their day on Wednesday at their apartments in the 2400 block of Buffalo Gap Rd, they expected a normal day. Wednesday was far from normal for these unfortunate tenants. Around 8 A.M., smoke began issuing from the building laundry room. While it was quickly brought under control by local firefighters, the smoke damage in these Texas apartments is estimated at around $5,000.
If that apartment clothes dryer fire had burned for just another minute or two, it could have spread quickly and sent smoke and flames throughout the Texas apartment building. Apartment fires in Texas are not uncommon, just like anywhere else. When you put many people together in a small amount of space, bad things are guaranteed to happen eventually. The negligence of small actions accumulates until a disastrous situation is created. You can’t make your Texas apartment neighbors more responsible, but you can protect yourself!
Texas renters insurance protects you from the negligent apartment neighbor and more. In this situation, smoke damage and loss of use would likely have been a covered loss under the personal property coverage on each resident’s Texas renters insurance policy. If one individual was responsible for putting the wrong type of item in the dryer and caused the fire, his Texas renters insurance liability protection would have covered those damages.
By having renters insurance in Texas, you protect yourself from apartment fires in Texas and many other things that can happen to you because you live in an apartment. One in four Americans will experience a home fire during his lifetime. You’re likely to be one of them. Many people wonder, “Do I really need renters insurance in Texas?” or “Can my landlord make me get renters insurance in Texas?” The answer to both is, of course, a resounding yes.
The most innocuous things can create great damage when many people are in a small space. A simple clothes dryer could end your life as you know it. Can you afford to replace all of your personal property from nothing?Would you have a place to go overnight while the building is cleared? Texas renters insurance from Effective Coverage provides safety, security, and peace of mind for just a few dollars a month. It only takes minutes to get covered and can save your way of life!
Call Effective Coverage at (800)892-4308 or click above for an instant, free online quote for renters insurance in Texas! Even if you’re in a coastal area and have trouble getting coastal Texas renters insurance, we can help!