As a college student, it’s imperative to have renters insurance.
University of Colorado renters insurance is provided by Effective Coverage, the premier college student renters insurance provider in the US.
Why does a college student need renters insurance?
College students generally don’t have a great deal of funds to replace something that is stolen or destroyed through the fault of someone else. Further, college students generally have expensive tools, not expensive toys. Sure, you’ve got a MacBook Pro. You don’t carry that around because you’re an Apple fan. You carry it around because you’re a graphic design major. Today it’s a tool, not a status symbol. As a result, it’s crucial that you properly cover your tools with University of Colorado renters insurance. Those tools are expensive, and you can’t really pass a class without it.
How Can I Protect Myself From Future Lawsuits As A College Student?
Let’s face it. College students do some crazy things, often on a dare and not well-considered. In order to protect yourself from someone suing you for damage resulting from a silly stunt, do you know what do to? Did you know that your parents can be held responsible for your actions as a college student? Once you’re out in the professional world, that burden shifts to you.
Did you know that you can have all of your future wages for the rest of your life garnished because of one mistake in college? There’s one way, and only one way, to protect yourself, your future earnings, and your current and future family. You need University of Colorado renters insurance from Effective Coverage.
What Is Liability Insurance For College Students?
University of Colorado renters insurance and renters insurance for colleges elsewhere include liability coverage for college students. This means that you have coverage if you unintentionally and negligently hurt someone or damage her property. Because college student renters insurance has what’s called “open perils” for liability, you get coverage for most conceivable ways to accidentally incur liability unless it’s specifically excluded in the policy, like a criminal act. Open perils liability coverage for college students is the best liability coverage you can get, and it only costs a few dollars to max it out to $500,000. That sounds like a great deal of coverage, but college student liability insurance needs to anticipate all sorts of eventualities.
If a party goes wrong and there’s a fire as a result, you’ve got the damage to the building itself (potentially hundreds of thousands of dollars alone) and the damage to personal property of others. University of Colorado renters insurance and Effective Coverage college renters insurance at universities nationwide protects you from liability.
How Can I Get University of Colorado Renters Insurance?
Effective Coverage college renters insurance also protects your personal property from a broad list of perils like theft, fire, and vandalism. That includes textbook insurance. You know how expensive textbooks are, especially the ones that come with single use codes for online access. University of Colorado renters insurance from Effective Coverage covers textbooks and class materials!
You may be the only one in your dorm smart enough to have college student renters insurance, but when something happens, you’ll be very glad you are!