Summer is a great time of year. Fireworks, burgers, and long, long days. In some parts of the Midwest, it stays light until almost 10 at night, which makes for plenty of opportunity for fun. It also makes for plenty of opportunties for injuries to you or to guests, and we always want to see our clients safe.
See that de-identified image? It’s a human foot. Pretty obvious. But… take another look. Is there something wrong with this picture, so to speak? There’s definitely something missing here – namely, a large chunk of bone. The person whose foot this is stated at the ER that he stepped on a firework. While that may or may not be true, it’s a pretty graphic reminder of how dangerous summer can be!
1) Don’t step on fireworks. Obviously.
2) Don’t step on anything you can’t immediately identify as safe. This is the time of year for bugs and far less pleasant creatures to be out and about, and they can turn dangerous in the blink of an eye.3) Some summer activities are inherently dangerous. Make sure you’re following instructions, wearing proper protection, and considering activities before you engage in them. Some things just aren’t good ideas, like the below video of a highly trained person using an unconventional method to light his barbeque grill – liquid oxygen. Kids, don’t try this at home! (Grill lighting by George H. Goble commences at about 0:04)
4) Before you have guests over for a day of barbequeing and fun, make sure your renters insurance is up to date. It’s never a bad idea to increase your liability coverage either! It’s very, very easy for someone to be injured on your property or your grounds while having fun in the summer, and liability insurance is the best way to protect yourself.
5) Have fun, just remember to stay safe!
6) When mowing the lawn, make sure you look ahead of you for rocks or other obstructions that could be thrown at high speed by a mower blade. Your liability coverage could help with this, but it’s important to prevent incidents rather than relying on your policy because you didn’t think ahead.
7) If you have a pool, make sure there’s at least a four foot fence around it. This helps with both safety and liability and makes sure that no unauthorized people are using the pool when you’re not watching it!
Renters insurance summer safety tips are brought to you by Effective Coverage, the nation’s premiere provider of renters insurance.