Here at Effective Coverage, we help you cover your risks with renters insurance. But like all insurance professionals, we also believe in two crucial concepts that apply to all types of insurance. These are Mitigating risk and mitigating harm. Mitigating risk means reducing the chances of a loss occurring. Mitigating harm refers to reducing how bad the damages will be if the loss occurs. More than any other type of harm mitigation, we are firm believers in working hard to ensure that a property insurance claim doesn’t become a life insurance claim. As a result, we follow recalls and update you from time to time about some of the most concerning ones.
HP Recalls 6 Million Power Cords – Because “Flame” Is Not An Effective Way To Provide Power
Hewlett-Packard has received 29 reports of power cords melting or catching on fire long enough to cause obvious scorch or burn marks on the cord or adjacent items. They were sold with both HP and Compaq brand computers and accessories, and HP is now offering free replacement power cords. The most efficient way to reduce risk to individuals is to eliminate fire hazards like this one immediately. Your life is worth far more than your computer power cord.
Hewlett Packard Notebook Computer Recall
Snowmobiles Should Not Explode
Arctic Cat is recalling certain models of 2014 and 2015 snowmobiles because of the possibility of a fuel line leak. This could create a fire and explosion hazard. Arctic Cat can be reached at (800)279-6851 for further information on the required repair/replacement.
Could Your USB Charger Kill You?
Popkiller is recalling certain models of USB car charger adapters, other adapters, and certain charging/data cables. All of the recalled products were sold individually, and may be red, orange, green, blue, purple, and/or pink. Do not use the device under any circumstances, and return them immediately to the store purchased or to Popkiller for a full merchandise credit. These devices were sold at Popkiller locations in Los Angeles and Costa Mesa, CA from mid-2013 to mid-2014.
Smoke Alarms Fail To Alert You To Presence Of Smoke
Perhaps the most concerning of them all, this recall carries a hazard of death by smoke inhalation and other fire related causes. It’s not unheard of for electrical appliances to start fires, it can happen. But if and when it does, we very much expect our smoke detectors to work. Nest Labs has recalled for repair on all Nest Protect Smoke + CO alarms. They’re about 5 inches square with rounded corners and are designed to be controlled remotely by a computer. These should be repaired or replaced immediately, as America has come to depend on smoke alarms as a primary warning of danger while sleeping. Smoke detectors are cheap. Send your Nest alarm for repair and then buy an inexpensive one to replace it temporarily while repairs are being completed. Never, ever allow your home to be without smoke alarms.
The Best Defense Is A Good Offense!
The best way to protect yourself from defective and dangerous consumer products which could start fires or otherwise harm you, is to keep an eye on sites that post recall notifications like this one and on the CPSC website. Remember, your safety should be your first priority. Property insurance is there to make you whole after a loss, but you should never risk life or limb for a product. Effective Coverage provides these updates from time to time, but only you can prevent fires from recalled products by paying attention and taking action!