It’s becoming more common for landlords and property managers to expect to see proof of your renters insurance coverage before letting you move in, at lease renewal, and at other times as well. Remember that a community where everyone has coverage makes for a more peaceful home. That often leads to the question,
My landlord needs to see proof of coverage, but I’m trying to move in after hours. How can I give my landlord proof of renters insurance?
How Do I Get Proof Of Renters Insurance?
Have you ever wondered how to get proof of renters insurance? Maybe your landlord needs it. Maybe you just want to see what your policy covers. Either way, Effective Coverage has the answers you need.
How Can I Give My Landlord Proof Of Renters Insurance?
Nearly all communities, regardless of size, are requiring proof of coverage now. The problem is that people tend to leave it until the last minute and then find out that they can’t reach anyone to get proof of coverage sent to the property. This can make it difficult to move in. Effective Coverage, the renters insurance experts, work around your schedule. Effective Coverage is able to provide evidence of insurance quickly and at almost anytime with a contact center open 9 AM- 9 PM, Monday through Friday, as well as 10 AM- 4 PM on the weekends. If you prefer to use the computer rather than call, we offer online chat access as well. The best way to provide evidence of insurance to your landlord is to call Effective Coverage.
What Needs To Be On Proof Of Renters Insurance For My Landlord?
All property managers requiring coverage will want to see proof of their minimum liability requirement being met. A select few will also want to see proof of a certain amount of personal property coverage. One of the things that often needs to be on evidence of insurance for your landlord is the additional interested party provision. This additional interest on renters insurance means that your property management would be notified if the policy were to cancel or lapse.
Proof of renter’s insurance is a common and fair requirement. There are a few people out there who would buy a policy to show proof and then immediately cancel it because they don’t want to spend ten or fifteen dollars a month meeting the requirements of their lease. That sort of situation is exactly why landlords require additional interest status. Note that here, “interest” means a party who has an interest, not the interest on your credit card.
So how can I give my landlord proof of renters insurance? Just call Effective Coverage at (800)892-4308 or click above for an instant quote and instant proof of renters insurance! It’s that easy!
While you’re at it, make sure to ask about coverage for valuable items and similar classes of property, as well as renters insurance for all the residents of your household. Both questions can be crucial in regards to coverage later on. Do you have a dog that needs an animal liability buy back? Do you have a trampoline or other attractive nuisance that should be addressed? Are there other things your carrier should be aware of? This is why you should work with a renters insurance expert. The experts at Effective Coverage know how to ensure that you are receiving the appropriate coverage.