San Jose renters insurance isn’t just for people who live in high risk areas or questionable neighborhoods. Renters insurance in San Jose is something that everyone should have, regardless of how much money they make or how many home security cameras they have.
The Evergreen neighborhood, consistently one of the most upscale residential areas in Santa Clara county, has been the target of an old but effective type of crime recently. It is obvious that these property crimes are being centrally planned and executed by someone with an honorary masters in organized crime management. What is this crime spree, and how can residents protect themselves?
Santa Clara County renters insurance can help to mitigate losses you thought would never happen to you.
A popular Asian singer who lives in the Evergreen neighborhood of San Jose has been forced to find this out the hard way. ABC7News.Com tells us that Pham estimated her loss from this property crime at around $100,000. So how are these crimes being carried out? Burglars are knocking on the front doors of homes. If someone answers, they make an excuse of some sort. If the home is clearly not occupied, they go around to a back or to a side door and kick it in.
How Can You Protect Against Crime In San Jose?
The traditional advice like leaving a light or TV on a timer just doesn’t work for this sort of crime. The problem is that these burglars are not just targeting homes that look empty. They’re actually verifying whether anyone is home by knocking on the door. For all we know, they could be carrying around petitions for people to sign as a cover story in the event someone does answer the door. The first thing you should do is make sure to get San Jose renters insurance. That protects you if the loss does occur after you’ve taken reasonable steps to mitigate the risk.
Beyond that, webcams are cheap as is hard drive space. Pointing a camera at your door to record when you leave the house is not a bad idea, nor is it being paranoid. It doesn’t take any additional processing power to speak of. You’re not using the computer at the moment anyway. Obviously, you want to sync the video in real time somewhere in the cloud because they’ve also stolen the video evidence if they steal the computer.
Another thing you can and should do is make sure that your doors and windows are secure. Firmly screw window air conditioners to the frame and the upper window trim. Lay a dowel in the track of a sliding glass door so it can’t be opened. Some sliding doors need a little extra work to prevent them from being lifted off the track. Deadbolts should be on all doors, and there are other ways to secure doors as well. All of these are good ways to reduce the risk of being a victim of property crime, but having San Jose renters insurance is the first thing you should do. If a loss occurs, you know you can replace the property that was stolen and go about your life quickly.
For more information on reducing risk and protecting yourself with San Jose renters insurance, please call Effective Coverage at (800)892-4308 or click above for an instant, online quote. The renters insurance experts at Effective Coverage can help your family get the protection you need at the cost you deserve.