Should I have renters insurance in military housing? I’m not sure there’s much that could happen to my stuff and I really don’t want to spend more than I need to…
Renters insurance in military housing is subject to a simple four-point test to determine need. Did you know that asking if you should have renters insurance can be answered in less than sixty seconds with these easy criteria?
I Live In Military Housing, Should I Have Renters Insurance?
Do I need renters insurance if I live on base? There’s actually a very simple test that’s been developed to determine if you really need renters insurance.
Should I Have Renters Insurance In Military Housing: The Louie Criteria
Leading risk management expert and Effective Coverage CEO Eric Narcisco has developed a simple criteria to determine if you should have renters insurance in military housing or anywhere else you happen to live. Remember that in order to determine that a deficiency in renters insurance exists and you should get a policy, all criteria must be met objectively. The criteria were named after the Effective Coverage office mascot Louie (pictured above), who fails to meet #3 and therefore fails the test and does not need renters insurance in military housing, or anywhere else. However, chances are strong that if you’re reading this, you do meet the criteria:
- Can you fog a mirror?
- Do you have stuff? Any stuff at all?
- Are you human, or the evolutionary equivalent on your home planet?
- Would replacing everything you own after a total loss, like a fire create any degree of financial hardship for you?
Renters insurance in military housing doesn’t have to be a big expense. It can be as little as $15 a month, and can save you thousands or more if there is a loss. Could you replace your computer, iPad, and the rest of your property all in one shot if you had to? Chances are that you couldn’t. Therefore, you need renters insurance. Do you have any stuff at all? Probably yes. Can you fog a mirror? We should hope so, otherwise the fact that you’re reading this is somewhat concerning.
If you’re human, have stuff, and can’t self-insure, you need coverage! To find out more about renters insurance in military housing, contact Effective Coverage at (800)892-4308 or click above for online renters insurance quotes.