A Fort Worth fire was just seconds away from claiming the lives of a 23 year old mother and her 2 year old son. Fortunately, because of a previous medical call on the same property, crews were already on scene before the fire began. Although residents brought the fire to their attention, by the time they had arrived flames were already shooting from the second story window. The family was barely able to escape and both are in the hospital with second degree burns.
They did not get the fire under control until the late evening, and the cause is unknown at this time. Residents throughout the building were displaced and left with very limited options. It is believed that no resident of the building had Fort Worth renters insurance.
Antigua Village Renters Insurance – Would It Have Helped?
If everyone in the building had Antigua Village renters insurance, they would have had access to loss of use coverage. This would have taken care of their additional living expenses while their apartments were not usable. In a city like Fort Worth, where hotels can be expensive, these expenses add up quickly.
Renters insurance at Antigua Village apartments would have also covered the personal property that was damaged due to fire, smoke, or water. Even apartments which had only sustained incidental damage from the water that was used to put out the fire would be covered. The personal property coverage on Texas renters insurance is broad and replacement cost coverage can help you get back on your feet and replace your property faster.
Who Is Responsible For This Fort Worth Apartment Fire? What Happens To Them?
If it’s revealed that the cause of the fire is the responsibility of a resident, their Fort Worth renters insurance would cover liability for that fire up to the policy limit. Without renters insurance, Antigua Village residents that are responsible for a fire are potentially on the hook for the damages, including those up to the commercial deductible. That’s usually at least $25,000.
You can be covered in just minutes, for a few dollars a month.