Very few residents of The Fairways apartments had renters insurance when a two alarm fire reduced twenty units to rubble and ashes. Grand Prairie, TX renters insurance is not expensive, and the community seems to require it under the terms of their lease.
Just after firefighters arrived, the roof of the 12 unit building collapsed. From that point, it was simply too dangerous to fight. The firefighters did what they could to hold the fire to that one building, but the damage was already done.
The fire appears to have started in the chimney of a fireplace in one of the units. It’s not clear who is responsible for the chimney which should have been cleaned, the resident or the apartment complex. The Fairways apartments was recently sold to a new owner, and it’s possible that the requirement to maintain coverage may have been overlooked for some residents in the process.
Grand Prairie renters insurance runs about fifteen dollars a month, just like in the rest of the DFW metro area. WFAA television reported that one father with two young sons living with him lost everything in the fire, and watched it from his car just a few yards away. The feeling of helplessness in that situation is palpable.
Fires are never a positive experience for residents, but they can be made less damaging with the correct renters insurance coverage. Effective Coverage offers renters insurance in Texas to ensure that residents are able to put the pieces of their lives back together after a major loss like this one. Especially in light of the fact that there fortunately were no injuries, returning to normal life is far easier and less expensive if you have coverage.