49 North Renters Insurance In Charlotte, NC

If you’re a student at UNC Charlotte and looking for housing, look no further than 49 North.  This individual lease student apartment community offers the best of both worlds.  You’ll have the benefits of having your own apartment, and all of the financial savings of having roommates!  With great power (and great apartments) comes great responsibility, so 49 North has teamed up with Effective Coverage to offer affordable Charlotte, NC Renters Insurance renters insurance offered by Effective Coverage, the North Carolina Renters Insurance renters insurance experts.

What’s the big deal about individual lease student apartments in Charlotte, anyway?  There was a time when five or six people would rent an apartment together and come to an agreement between them for who was responsible for what amount of money.  That worked out well, right up until the moment when it inevitably didn’t.  Someone had money issues, or simply didn’t have the character that you assumed they did, and the other roommates were left on the hook for their share of the money.  Individual leases solve that problem.  You’re only responsible for your portion of the financial commitment.  This drastically limits your risk and gives you one less thing to worry about so you can focus on class.

Can you get a student apartment with amenities?  Absolutely.  At 49 North, you’ll find the same amenities anyone else would expect from an upscale community of rental homes.  There’s a saltwater pool, an on-site fitness center, and even free tanning.  You’ll have a computer lab with free printing – even if you own a printer, you know they tend to break at the worst possible time.  Enjoy a sunny day on the sand volleyball courts, or grab a coffee from the Starbucks machine.  There’s a fire pit with seating, and even resident events.  Don’t forget about the shuttle to the UNCC campus that will save you time and money.  Wireless internet and cable are even included!

Finding the right UNCC student apartment can be a challenge, so 49 North was designed with your needs in mind.  The management has taken steps to ensure your comfort and security.  You’ll have everything you need within easy reach, including campus.  These apartments offer more of what you need, and less of what you don’t.  You won’t find extra costs, or surprises.  Just the convenience you deserve.

49 North Renters Insurance In Charlotte, NC From Effective Coverage

Why Is 49 North Renters Insurance Important?

When you rent an apartment, you’re responsible for damages to that apartment.  That’s why you have to pay a damage deposit, of course, but there are some damages that far exceed the amount of your deposit.  What if you had a small cooking fire and the smoke damaged the property of everyone on the same floor as you?  Worse, what if the fire spreads and destroys the apartment and contents?  Since furnished apartments are available, you’d be responsible for everything, right down to the furniture that’s not even yours.  Renters insurance liability coverage helps to protect you against risks of large-scale damage to property of others, and even defends you against their claim or suit.

You’re a student, so you don’t own anything to speak of, right?  Wrong!  How much did you spend on books this semester?  How much of your time did you spend online looking for more affordable versions of those books?  Speaking of online, what does your computer cost?  What about your phone?  Your tablet?  Consider the cost of any other electronics you brought.  Don’t forget about your clothes and all the miscellaneous stuff.  It took you hours of hard work to get moved in, and that was because you were carrying…  Everything that you own.  Charlotte, NC Renters Insurance protects all of that property, and replacement cost coverage is generally available.

Can I Afford Renters Insurance On A Student Budget?

Absolutely!  Effective Coverage has worked hard to ensure that there are affordable options for all types of budgets.  You’ll find that renters insurance in Charlotte is more affordable than in most parts of the country.  It’s often well below the national average of $187.00 per year.  If you’re only there for 9 months, the remaining portion of that cost can generally come back to you.  Renters insurance at 49 North is the most affordable way to protect the things you own, as well as your future assets and earnings.

What does any of this have to do with future assets and earnings?  If you’re responsible for a loss that affects other people or your apartment, you’ll find that you’re required to pay for that loss.  If you can’t pay for it immediately – and who can? – you’ll be subject to that judgement until you can pay for it.  Once you graduate and get a job, they’ll come after you.  Instead of risking money you haven’t even made yet and won’t make for years, you can protect yourself with renters insurance for just a few dollars a month.

It’s fast and easy to get covered, too.  Just call (800)892-4308 or click to get covered - whether you need Charlotte, NC renters insurance quotes online or coverage anywhere else!

Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.

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