Austin is a great city to live in, with great housing available. It’s also a city known for music and startups, so there’s always something to do. As an upscale and mostly young city, Austin is a safe place to live, as well. So why do you need Austin renters insurance?
Because at this very moment, someone’s neighbor is out there shouting “Hey, y’all, watch this!”
And we all know the sorts of experiences those word can lead to…
Texas renters insurance can protect you from a variety of losses you might not expect to suffer.
From The “I Bet I Can Cook A Rabbit With That” Department
A resident of an apartment complex was cited for using a “propane device” on the balcony of his apartment to cook a rabbit. In the process, he managed to catch the building on fire. Would you like to know what the “propane device” was? A blowtorch.
Now personally, we prefer our rabbit to be cooked to a fairly even temperature. Some things, like tuna, should be seared heavily on the outside and rare or nearly so on the inside. Rabbit, we assure you, does not perform to its full potential when prepared that way.
Since searing the outside is about the closest to “cooking” that you’re going to get with a propane torch, it’s obvious that a torch is not the preferred method for cooking rabbit (or anything else, for that matter!). It’s been rumored that alcohol was involved in this incident, and that there may have been a monetary bet placed with a friend as to whether or not the resident could, in fact, cook the meat this way.
Kids, let this be a lesson to you: Torches and meat don’t mix. Neither do torches and alcohol. And remember that you need Austin renters insurance because you never know what your neighbors are up to.
From The “Guns Don’t Hurt People, Gun-Related Fires Hurt People” Department
Gun-related fires. Not a phrase you hear with any frequency. But over off North Lamar, a fire recently was determined to be exactly that. It turns out that the resident of a four unit apartment building woke up one day wondering whether sheetrock would stop shotgun pellets.
In keeping with the scientific method, the resident hypothesized that his drywall ceiling would stop the pellets, and that even if there were to be a catastrophic failure of the drywall backstop, any remaining velocity of the shotgun pellets would be absorbed harmlessly by the fiberglass insulation above it, catching the pellets harmlessly.
The resident carefully designed an experiment to test this hypothesis and eliminated as many variables as possible. He carefully set up the shotgun pointed directly upwards at the ceiling, and fired. No pellets rained down on him, so his working theory became that the sheetrock slowed down the pellets enough for the insulation to catch them.
One very important variable was forgotten, however: What’s behind the target. As it turns out, this resident basically fired a shotgun directly into the air conditioning unit housed in the attic. The air conditioner was, as you can imagine, somewhat less than enthralled with this outcome and burst into flames to express its displeasure. The resulting fire displaced four people. No injuries were reported except for one firefighter being scratched by a cat.
Currently, the Red Cross is helping to make arrangements for the displaced residents, since none had an Austin renters insurance policy. If they had, loss of use coverage would have applied and helped them with a hotel because the fire itself and the resulting displacement would be a covered loss.
Texas renters insurance is important because you just never know what you neighbor might be doing behind closed doors. These two stories are rather out of the ordinary, but crazier things have happened. Hash labs cause apartment explosions, as can other things your neighbors could be doing. Protect your family with the proper coverage today for as little as fifteen dollars a month.