A couple living in Charm City is thankful for their Baltimore, MD renters insurance today. The couple returned home from work just in time to see someone ransacking their home for valuables. So, how does Maryland renters insurance save lives?
The couple had two options. First, they could confront the thief and try to get him to stop, or at least drop their valuables before making his escape. Of course, confronting a criminal is never wise. Their second option was made possible by knowing they had Baltimore renters insurance. They took a step back and allowed him to escape, while calling for help.
It turns out that the thief was armed and dangerous, and had targeted several other homes in the area. The thief was later confronted by police and apprehended after acting violently towards officers. Had the couple confronted him, they likely would have been injured or killed.
Some of their property was recovered, but the couple was able to take the right action because they knew they were covered for anything that couldn’t be gotten back from the thief.
Renters insurance saves lives because it puts you in a position where you can consider your life and the lives of those close to you, instead of wondering what you’ll do when you have to replace everything someone has stolen. You have the option to allow someone to make off with your property, because you know you can replace it. That makes making the right choice much easier.
In addition, the couple’s renters insurance paid for a night in a hotel as a result of the damage to allow time for the apartment complex maintenance to replace the door the thief had broken into. This helped the couple feel safe and allowed them to spend that night comfortably, instead of worrying about the broken door that couldn’t be locked.
Protect yourself and your family with renters insurance today with the help of the Maryland renters insurance experts at Effective Coverage.