Glendale, AZ renters insurance is coming in handy for more families than usual recently. Apartment fires happen every day, but suspicious apartment fires in Glendale have residents on edge, wondering if they’ll be the next to be displaced, and what coverage they might have, if any, at that time.
Two suspicious fires in Glendale, AZ are of note. Overnight, two suspicious apartment fires separated by less than nine hundred yards have six families looking for an alternate place to stay. The first fire was near 67th and Missouri, the second was less than half a mile from the first. It is unknown at this time if they are related, but coincidence seems not to be the likely answer.
The six families displaced by these fires can assistance from their Glendale renters insurance in several ways. Their personal property coverage will cover not only property which is actually damaged by fire, but also property damaged by water or smoke, even if the fire wasn’t in their apartment. They’re also protected from theft, which is unfortunately all too common after an apartment fire while residents are staying elsewhere. Thieves will break into poorly secured premises that have suffered a partial loss and take anything they can. Those thefts would generally be covered under a policy.
Arizona renters insurance also contains provisions for additional living expense coverage. This coverage helps with costs for a hotel and the other expenses that come after a fire loss when the apartment is unusable. Many people find that loss of use is the coverage they use first, and the one that helps the most in the initial hours and days after a fire when people often are still wondering how they’ll pick up and rebuild their lives. Personal property claims tend to come later, once it’s sunk in and the insured has had time to list the things they lost.
Even if you live carefully, an apartment fire can happen to anyone. It might be through someone else’s negligence, it might be a result of suspicious activity, or it might be simply one of those things such as a lightning strike, over which you have no control and which you have no ability to predict.
Living responsibly helps to reduce your risk, but you can’t eliminate all risk. Arizona renters insurance from Effective Coverage is affordable and coverage can be started in just minutes. Call one of our friendly renters insurance experts today at (800)892-4308 or click for online renters insurance quotes or to purchase a policy. You’ll be glad for the protection.