Thirty or more people were saved by the loss of use coverage on their Indianapolis Renters Insurance when an apartment fire in Castleton quickly turned from a small grease fire on the first floor to a destructive inferno that destroyed the entire building. $750,000 in damages is the current estimate, and as personal property losses mount, that number is likely to increase.
The Autumn Woods Apartments near Allisonville Road and 91st Street now lies in ruins, after a cooking fire on the first floor quickly spread. The fire spread so fast that people on the third floor had to climb onto their balconies and scream for help. The entire structure is unusable at this time, and there’s no timetable on when (or if) these residents might be able to get back into the building even briefly to evaluate and retrieve personal property.
Indianapolis Renters Insurance is saving the day for many residents, with loss of use coverage. Those who have policies in force are able to contact their renters insurance provider and request money or vouchers to cover their hotel stay and the other additional living expenses that they incur in the interim. Once they’ve found new places to stay, they’re able to begin tallying their personal property to make a claim for that, as well so they can start the process of replacing all the bits of their lives that were lost in this inferno.
While admittedly smaller, this fire is reminiscent of the recent Avalon at Edgewater fire that destroyed hundreds of units because of how quickly it spread. We have no knowledge that the Castleton fire involved anything out of code compliance, but neither did the Edgewater fire. It’s possible that some of the building codes applicable to multi-family construction need to be revisited, in the interest of safety.
Indianapolis Renters Insurance is always a wise investment. Apartment fires happen frequently, and these recent examples point out that you’re not necessarily any safer in a large, purpose-built multi-family complex than in a wood frame home converted into a four-plex. These two fires, combined with the recent Terre Haute apartment fire, should be ample motivation for everyone in the state to get Indiana Renters Insurance to protect themselves, their families, their property, and their ability to stay somewhere if the worst happens.
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