How Can You Get Help After A Fire With No Insurance?
A New Jersey apartment fire has displaced at least 21 adults and their families. An off the record conversation indicates that the apartment fire may have been electrical in nature, though that information is as yet unconfirmed even though time has passed. Effective Coverage had the opportunity to discuss the fire with a close relative of one of the victims, and what we found in our exclusive is deeply concerning.
Help after a fire is very limited, and difficult to come by. The situation that our fellow Americans are put into when seeking help after a fire is dire, indeed. New Jersey Renters Insurance is a way to mitigate that risk, but the underlying situation is untenable.
Help After A Fire From The Red Cross
Our source stated that the Red Cross did, indeed, true to their word, help the fire victim. That help after a fire came in the form of three days in a hotel. It was made clear to the victim that additional time in the hotel would be at their own expense, and that there was no way the organization could pay for additional nights. Other local and national charities had no help of any kind to offer her.
Help After A Fire From The Landlord
With nowhere else to turn for help after a fire, she turned to the management of the complex she’s lived in for the past several years. Management of the complex flat-out refused to put her in another available unit, even on a temporary basis. We have reached out to the management company for comment, but had not heard back by publication time. We will, of course, update this post in the event that they choose to comment. It’s worth noting that, while it’s good business, your landlord may not be obligated to let you move into another vacant unit to help after a fire, for a variety of reasons.
Why would the apartment management company completely refuse to put the victim in another available unit at the property? We’ve confirmed that there are, in fact vacant units at that property as of this morning, but the snag may be that a portion of the units in the community are subsidized. The fire victim in question may be a market-rate tenant ineligible for those subsidized units. This seems unlikely, as project-based vouchers tend to go quickly with a long waiting list and short vacancies, but it would be a valid reason for them not to offer her a vacant apartment.
Help After A Fire From Your Savings
Help after a fire is difficult to find, and the victim is now paying for her hotel out of her own pocket. Her only nearby family lives on the other end of the state, and anyone who’s ever been to New Jersey knows that driving the length of the state every morning and night to get yourself to work and your kids to school is just not a practical solution, not even for a few days. Between time, gas, tolls, and energy, it’s actually less expensive for her to pay for the hotel out-of-pocket than to stay with her family several hours away.
On top of all the practical concerns about where and how her family will live, everything they owned is gone. With two kids under five, that’s quite a bit of personal property that can’t ever be replaced – kids are expensive, and they tend to accumulate quite a bit of stuff quickly. All of those costs are out-of-pocket, as well. So where can you turn for help after a fire? What can you do in your hour of need?
Help After A Fire From New Jersey Renters Insurance
Unfortunately, in most areas, there is no substantial help after a fire available. Overnight stays? Absolutely. But there’s no support network to help rebuild your life after a fire, no one to help with the expenses after a fire, and seemingly no way to move forward with your life. Because this nation overall lacks an appropriate support system to provide help after a fire, New Jersey Renters Insurance is the only way to protect yourself and your family. Not only does it replace the personal property, but it also includes loss of use coverage that pays for the hotel stay and incidental expenses that come with such a loss. Help after a fire is just a phone call away if your family is covered.
For just a few dollars a month, you can rest assured that you have help after a fire, a place to go, and a way to replace your property. You can call (800)892-4308 or click to get covered - whether you need New Jersey renters insurance quotes online or coverage anywhere else!
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