Santa Monica Renters Insurance From Effective Coverage

Do I Need Santa Monica Renters Insurance?

Are you a human, or one of certain species of outer space life forms?  Do you live in Santa Monica?  Do you rent your home?  If you answered yes to all of the above, you need  Santa Monica Renters Insurance.  If you’re not human (i.e., a corporation, LLC, or other entity) renting the apartment, the person living in the apartment still needs a policy.  The company which is on the lease should also add the apartment as an insured location to their commercial policy – this helps to indemnify everyone involved, instead of potentially leaving the company or the individual on the hook.

How Much Is Renters Insurance In Santa Monica?

Santa Monica renters insurance starts at about fifteen dollars a month.  That’s for a basic policy, with $15,000 of personal property and $100,000 of liability.  Need more liability?  That can be added for just a few dollars a year.  The same goes for personal property.  Renters insurance in Santa Monica is actually less expensive than California Renters Insurance in many parts of the state.  There’s a reduced risk of wildfires in Santa Monica, of course, but the reduction in frequency of claims found there is also part of what drives down the cost.

In other words, Santa Monica renters insurance costs less than an average lunch for one!

Does Renters Insurance In Santa Monica Cover Earthquakes?

While the standard California Renters Insurance policy form doesn’t cover earthquakes, endorsing the coverage onto a policy is only a few dollars a year.  It’s often worth having, to protect your personal property.  Generally it has a separate deductible, usually on a percentage of loss basis.

Remember that you’re not responsible for insuring the building.  You’re covering your liability and your personal property.  That’s why it’s so inexpensive to buy Santa Monica renters insurance in the first place, and costs very little to add earthquake coverage.  With the additional coverage, you’re protected against one more risk that could upset your lifestyle.

Featured Santa Monica Apartments

You’ll find that the vast majority of luxury apartments will require Santa Monica renters insurance.  This is common, to protect residents.  If you were to accidentally start a fire, your liability coverage would make whole anyone else who suffered a loss as a result, and it would make you whole from your personal property loss.  We’ve featured a few of our favorite luxury apartments that require Santa Monica Renters Insurance – if you rent from one of these locations, we can easily and quickly transmit proof of coverage to the leasing office, and that’s one less thing you have to worry about when you’re moving in.  Take a look at the featured Santa Monica apartments below the map, and then make sure to call or click to get covered!

 

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425 Broadway

Are you looking for a luxury lifestlye in a classy and pet-friendly community?  Pet-friendly Santa Monica apartments can be hard to find, especially in high-rise buildings, but 425 Broadway welcomes your four-legged family members.  You’ll be located within easy walking distance of Santa Monica Pier, the Silicon Beach Corridor, and the best shopping, dining, and entertainment that Santa Monica has to offer.  High ceilings, warm color, Santa Monica Renters Insurance, and a washer and dryer in the unit complete your experience.

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AO Santa Monica

AO Santa Monica brings you the best in luxury living in downtown Santa Monica, managed by Greystar who is known for luxury and efficient management of residential communities.  With the perfect location, and the perfect well-appointed apartments, these units are in high demand.  These Santa Monica apartments welcome international students, and offer a diverse community protected by Santa Monica Renters Insurance.  Take a tour today, sign your lease, and get the coverage you deserve to protect your lifestyle.

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Living At Santa Monica

Living at Santa Monica brings together the convenience you demand and the luxury you deserve.  Life on the coast is amazing enough, you should have the perfect apartment home to look out over the water.  Living at Santa Monica luxury apartments offer multiple locations through Santa Monica, allowing you to choose exactly where you want to live in relation to the many attractions the city has to offer.  Complete the perfect package with Santa Monica Renters Insurance and move right in!

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The Gibson Santa Monica Apartments

If you value luxury and access, The Gibson is your new home.  A stylish building with attractive facades and plenty of glass contains spacious apartments with every amenity you could want.  A choice of floor plans offers the perfect apartment for your lifestyle, and inside you’ll find additional pleasant surprises like large windows that fill your home with light and offer fantastic views of downtown and the Santa Monica Mountains.  You’ll feel at home the moment you walk in the door, and Santa Monica Renters Insurance will protect you both inside and outside of your new home.

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Get Fast Santa Monica Renters Insurance

In just five minutes, Effective Coverage can get you protected with California Renters Insurance that holds the key to keeping your family safe, come what may.  It’s fast, it’s easy, and it’s inexpensive.  Just call (800)892-4308 or click to get covered - whether you need Santa Monica, CA renters insurance quotes online or coverage anywhere else!

Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.   You’ll be glad you gave your family the protection and sense of security.