What happens if someone steals your iPad and your laptop? You’re out a couple of grand that you probably, as a college student, can’t afford. That’s one reason that it’s so important to have Annapolis, MD Renters Insurance to protect the things that are important to you. Your coverage could pay to replace those items, whether they were stolen from your dorm, an off-campus apartment, or even out of your car. All you have to do is to use reasonable care, such as not leaving them obviously visible in an unlocked car.
Thefts from college dorms and college apartments are on the rise nationally, and Maryland crime statistics aren’t exactly trending in the direction we’d like to see, either. More people than ever are going to college, and that unfortunately also means that the risk of going to college has increased. There is arguably a steady percentage of individuals who are willing to take what they want instead of buying it, and if more people are present that steady percentage means that more of those people are present as well.
Obviously there are things you can do that will protect your belongings aside from Annapolis, MD Renters Insurance, but locking your car and your home just isn’t enough. Are you 100% certain that your roommates will take security as seriously as you do? What if someone in another apartment holds the door open for a person who shouldn’t be in the building to begin with?
When you have Annapolis, MD renters insurance, you’re able to focus more on your studies and less on worrying about whether or not your belongings are secure. It’s not just electronics, either. Have you seen the price of textbooks recently? Without getting into a discussion of why the prices are so high, we can all agree that there are a few desperate students out there who would steal a textbook if they had the opportunity because they can’t afford or don’t want to pay for their own copy. Textbooks are covered on your renters insurance in Annapolis, as well, and are considered to be part of your personal property.
Don’t forget loss of use coverage, either. What if someone in your building is drunk and falls asleep with a cigarette? That’s an easy way to start an apartment fire. Even if your apartment isn’t impacted by the fire, smoke, or water, the building still might be closed for days or weeks. Most people can’t afford a hotel for that period of time, especially when it’s unexpected. Loss of use coverage on your Annapolis renters insurance will pay for those expenses so that you can continue to focus on class instead of where you’ll sleep while the fire damage is being repaired.
College student budgets are often tight, but it’s easy to afford renters insurance in Annapolis. Maryland is often on the lower end of the pricing spectrum for coverage, and you’ll find that about fifteen dollars a month is the national average cost of renters insurance. That’s affordable to anyone, even on a student budget. To find out just how easy it is to get covered, just call (800)892-4308 or click to get covered - whether you need Annapolis renters insurance quotes online or coverage anywhere else!
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