Before we tell you what this big secrets about Colorado Springs renters insurance is, we should warn you, you’ll be shocked. This secret has been hidden for a number of years, and there may be a conspiracy in the marketing departments of all the insurance companies! You won’t believe what we have to share with you!
Ready for the big secret?
You can get Colorado Springs Renters Insurance, and it’s often only going to cost you about fifteen bucks a month.
There you go, there’s the big secret. So where’s the conspiracy in the marketing departments of insurance companies? Well, there really isn’t one per se. But the industry at large has done a universally terrible job of letting people know that the product exists, that it’s easily available, that it’s affordable, and that it’s easy to get covered.
Captive agents and their carriers often don’t talk about renters insurance, because it’s so inexpensive that there’s really no profit in it for them – they’d rather write a homeowners or an auto. Not that they wouldn’t write a renters policy, you understand, they just don’t heavily market them because there’s not much benefit to them in writing a $180 a year policy.
Carriers haven’t marketed them heavily in part because they also tend to require a fair bit of service work – renters are often very mobile – and they tend to have a fairly short lifespan, comparatively. A homeowners policy might stay in force for three decades. An average renters policy is more like three or four years.
But Effective Coverage is changing all of that. We think it’s an absolute travesty that few have bothered to even attempt to make the coverage more widely available, and it’s a further travesty that fifty-six percent of Americans are without this valuable coverage. That means that fifty-six percent of Americans would have nowhere to go if their home burned down, or if the neighbor’s home exploded. They would have no way to replace the property that they lost to a fire or theft. They’d have full exposure and no defense if someone sued them. They have no lifeline.
Colorado Springs renters insurance is affordable, whether you’re living on the budget of a young military family or whether you have money to burn. A basic policy will protect thousands of dollars of your personal property from fire, theft, and many other perils. You can even expand that coverage to a policy that covers far more, called open perils.
You’ll have coverage if someone sues you for bodily injury or property damage, and even coverage for defense costs if someone sues you for a loss that would be covered under the policy. You’ll also have a small coverage to take care of minor injuries guests suffer on your premises, minor property damage you cause, and other issues – basically “money to make problems go away,” in a nutshell.
There are additional types of coverage included in the policy as well, and the best part is that renters insurance in Colorado Springs often costs around fifteen dollars monthly. You can get covered in three minutes on the phone, or as little as sixty seconds online, so time is no excuse. Now that you know the coverage is available, that’s not an excuse, either! Just call (800)892-4308 or click to get covered - whether you need Colorado Springs renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.
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- Do You Need Coverage ASAP? Check out the fastest way to buy renters insurance online and get covered in just 60 seconds!
- Do You Feel Like Talking About It? Just call Effective Coverage and a renters insurance expert can help you get great coverage in minutes.
- Do You Need Some Time Alone With Your Thoughts? We understand, which is why we created the Colorado Guide To Renters Insurance.
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Photo Credit: Robert Couse-Baker CC 2.0 By