Is Brooklyn Renters Insurance Really Worth It?

We’re often asked this question, and usually by someone whose apartment management has required them to buy the coverage.  The answer is that yes, Brooklyn, NY Renters Insurance is absolutely, positively worth it.  Just to make the point, we asked around on social media whether Brooklyn renters insurance was something that experienced renters thought you should have, and we got some interesting reactions.

Today, I’m an insurance agent – so maybe I’m a bit biased – but yes, Brooklyn renters insurance is the single best way you can spend your money.  Before I sold insurance, I worked in a call center taking first notice of loss for claims.  While you may not have any friends who have ever needed to make a claim, I spent forty hours a week listening to stories of tragedy in quick succession from people who had lost absolutely everything and had no other way to rebuild their lives but to use their renters insurance.  Some of them were quite disappointed because they had cheaped out and opted for actual cash value coverage, or otherwise tried to save two dollars a year.  Don’t go without renters insurance in Brooklyn, and don’t cheap out on your policy.

That was the response of an insurance agent in Brooklyn.  Yes, the coverage is worthwhile.  Remember that it’s not just about protecting you from things that happen to you.  If bad things happen to your neighbor in a small walkup building, chances are strong that’s going to affect you.  Their fire is your fire.  Their burglary might be your burglary.  If you live below them, their overflowing bathtub might be your overflowing bathtub.  Brooklyn renters insurance is always worth having.

Look at all the people who had to set up GoFundMe pages after the East Village Explosion.  There’s your answer.

Succinct, and honest.  The East Village Explosion was not an isolated incident.  Gas leaks and the resulting explosions happen with depressing frequency in America today.  We’ve analysed some of the causes and risks in the above link, so we won’t delve into it here except to say that there is an epidemic of dangerously decrepit infrastructure in this country.  Brooklyn renters insurance is the only way to protect yourself from it.

But what about the costs?  Brooklyn renters insurance is dirt cheap – even in NYC, the coverage is affordable to anyone at all.  We’re talking about $125 or $150 a year.  Most people just pay that in full, but there are often payment options available if your budget is truly stretched that thin.  Chances are that if your budget is stretched that thin, you’d be in serious trouble if you had to replace everything you own after a loss.  Make the responsible choice and protect your family with renters insurance in Brooklyn.  To find out how, just call (800)892-4308 or click to get covered - whether you need Brooklyn renters insurance quotes online or coverage anywhere else!

Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.

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Photo Credit: See-Ming Lee Brooklyn Bridge Sunset CC BY SA 2.0