The Fire Department Does Not Recommend Drying Clothes

The fire department does not recommend drying clothes in the oven.

Just like nearly every warning label on nearly every product, one would expect such a thing would not need to be said. Do not use a push lawn mower to trim hedges. Do not attempt to stop the blade of a circular saw with your bare hand. Do not dry clothes in your oven.

But apparently, it needs to be said. A number of people are glad to have Denver Renters Insurance because the person to whom it needed to be said has caused them a great deal of damage.

On a side note, we kind of wonder what baking instructions this person followed. 250 for 30 minutes? 425 for 10 minutes? The latter is more concerning, but the problem is that there are no instructions for drying clothes in an oven because you should never do it.

The oven in the resident’s apartment caught fire – exactly as one would expect when placing flammable clothes likely made mostly of synthetics in an oven – and the building had to be evacuated. The fire was quickly isolated and knocked down, it was mostly limited to the oven in question, but problems remained for other residents of the building.

Because of procedure, the building had to be cleared for re-entry which couldn’t be done until the following morning. Now all of those people need a place to stay for the evening. Many residents had smoke damage to their things, as well. Who’s going to pay for that?

The answer is simple: Renters insurance.

Overnight accommodations because your building is closed due to a covered loss is a way to trigger loss of use. Fire and smoke are both covered losses, and the residents couldn’t use their apartments as a result. Their Denver renters insurance could pay for the costs of a hotel. In many cases, insurance companies have agreements with hotel chains and the hotel can invoice the company directly, so you don’t even have to wait to be reimbursed for the costs.

Removing smoke from clothes and furniture is often a losing proposition. The smell lingers, no matter how many times you wash it or dry clean it. Often, that property will need to be replaced because it just can’t be cleaned. Clothing is expensive, but furniture is even more expensive. Moreover, you don’t want whatever is cheap at the thrift store. You want to replace those items with something of like kind and quality.

Renters insurance with replacement cost coverage on your contents will do exactly that, and provide you with replacement items of like kind and quality which are new. This allows you to get back to living your life instead of trying to figure out how you’re going to replace the things that were lost.

The best part is that you can insure your liability and your belongings against many perils, including fires caused by neighbors lacking common sense, for just a few dollars a month. The average price of renters insurance in Denver is about fifteen dollars monthly, and you might even pay less than that!

It takes just sixty seconds to get a quote online, or you can call and work with a friendly renters insurance expert who can walk you through the coverage and help you determine what you need and where you might be able to save money. Just call (800)892-4308 or click to get covered - whether you need Denver renters insurance quotes online or coverage anywhere else!

Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.

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Photo Credit: Freddycat1 Barbie Kitchen CC BY SA 2.0