Our History
It all started with a spark. Our founder and CEO, Eric Narcisco, lost everything in an apartment fire shortly after college. That experience was the catalyst for the creation of Effective Coverage, an insurance provider built to deliver the ultimate customer experience to renters.
Without a place to live and with all of his possessions gone, Eric questioned his landlord’s decision to not require renters insurance and vowed to educate both tenants and landlords alike on the importance of insurance. Since then, we have brought the security that insurance provides to over 600,000 people in the United States.
It’s simple. Our goal each day at Effective Coverage is to educate and build relationships with our clients. We do it by exceeding expectations and redefining the experience consumers have with their insurance provider.
Our Core Values
Empower
Provide our clients the tools to make educated and confident decisions regarding their insurance needs.
Trust
We work hard regardless of who is or isn’t watching to build lasting relationships with all of our clients.
Innovate
Our team pushes to create the best possible user experience for buying, requiring, and selling insurance.
Our Mission
To provide solutions for those buying, requiring, and selling insurance because insurance is our world, and we want you to get back to yours.
Our Strategy
When choosing an insurance provider, we know you want the best policies to protect your family at the lowest prices possible. To help you achieve that goal, we have created an insurance marketplace with a simple two-part strategy. First, we work with highly rated, quality insurance companies that compete for your business. Some of our partner insurance companies include Progressive Casualty Insurance Company, The Travelers Indemnity Company, American Strategic Insurance Corp, Stillwater Insurance Group, The General, and Bankers Insurance Group. Second, we assign an Effective Coverage agent who is with you every step of the way and ensures your needs are being met.
Our agents are committed to working for you, and our service does not end when you purchase a policy. We have the knowledge and expertise to answer your questions about your policies, provide coverage recommendations, make changes to your current coverage, and select new policies as life circumstances change.
