Avalon Irvine Irvine, California Renters Insurance
Here at Avalon Irvine, studios, one-, and two-bedroom apartments are available to fit your lifestyle. You can adapt the space to your needs anytime, with a sliding wall that separates living space from sleeping space. Mahogany cabinets enhance the classy impression of your apartment.
Energy-efficient windows with window treatments included make your apartment more comfortable, and they also save money. Even the plumbing is designed to be sustainable and friendly to the Earth. Countertops are made of granite or quartz. Practical and modern appliances are included, such as dishwashers, refrigerators with icemakers, microwaves and garbage disposals, and even washers and dryers. Spacious walk-in closets will save you time each morning, helping you organize and preserve all your clothes and accessories. Some apartments have beautiful private balconies or patios, with outstanding views of your carefully planned and designed neighborhood.
Call (800)892-4308 or click to get covered - whether you need California renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.
Renters in Avalon Irvine can enjoy not only beautiful, stylish apartments, but also numerous community amenities and services. Garage and bike storage are available for the residents, to enhance convenience and security. Security is also assured by controlled access to the community. A fitness center enables you to choose between strength-cardio, yoga or spinning work-outs. Both junior Olympic and saltwater pools are available on the Avalon Irvine grounds. There is a playground and play area for the kids. Billiard tables and a flat screen TV are available for your entertainment in the resident lounge. You can also try numerous outdoor activities, with barbecue and picnic areas, as well as marvelous courtyards and outdoor fireplaces.
Avalon Irvine apartments are situated near shopping and dining venues, Irvine Fine Arts Center, and Verizon Wireless Amphitheater. Movie theaters, clubs, and shopping are within walking distance. Public transport is close, as well as several freeway exits, which will help you get anywhere you want to be, and in time.
Avalon Irvine Renters Insurance In Irvine, CA From Effective Coverage
Avalon Irvine renters insurance is just one more amenity to show you how much attention is paid to detail by the people who manage your new home. You probably already know that a landlord is almost never responsible for the things you own and keep in the apartment. You probably also know that it’s a good idea to get Avalon renters insurance to protect that property.
But did you know that frequently the landlord is either not responsible or not solely responsible for bodily injury losses suffered on the premises? California is a litigious state, to be sure, but this would hold generally true anywhere. Many times, when someone sustains an injury on the premises, it’s due to a risk that the landlord had little or no control over.
If a guest in your home trips on a toy your child left on the stairs, for instance, the resulting injury is largely a result of your negligence, not the landlord’s. Perhaps the stairs themselves were poorly designed or maintained, but that would not absolve you of liability. If the injured party sued, you and your landlord could be responsible for those damages and costs, along with the significant costs of defending yourself against the suit.
Avalon Irvine renters insurance not only provides liability coverage to pay a claim of that sort, but also provides a defense if you are sued over a claim the policy would cover. Often, the defense costs are larger than the settlement, and the entire situation is a significant threat to your assets. There’s no reason for you to face that risk when you can buy Irvine Renters Insurance to protect you and your family.
California generally uses a comparative negligence test in matters where liability is at issue. This means that if you and your landlord were both sued by the person who fell down the stairs, the question at hand would be to determine what percent at fault each party is. Poor design of the stairs might mean your landlord is 45% at fault.
Your negligence in allowing the toy to be left on the stairs, but for which the person would not have fallen, might mean 45% liability for you. The injured party’s failure to use reasonable care in descending unfamiliar stairs, when they knew or should have known that toys might be present in unexpected places could make them 10% at fault. That means they could recover 90% of their losses, half from you and half from your landlord.
Think for a moment about being ordered to pay 45% of a million dollar judgment. That’s just about half of the average mortgage balance on a home in Irvine. Do you want half of the average home price to come out of your 401(k)? Most people would find the sudden loss of that amount of money to be positively crippling, and that’s not even counting the cost of defending or settling the suit.
With Avalon renters insurance, nightmares situations such as the above can be covered, and you can rest peacefully knowing your assets have protection from personal liability. And don’t forget that personal property coverage against risks like fire, theft, and vandalism is also part of the policy.
The protection your family deserves is available at an average cost of about fifteen dollars a month. As of this writing, the interest rate on a Bank of America money market savings account in California is point zero three percent. If instead of buying Avalon Irvine renters insurance, you deposited the same fifteen dollars a month into the aforementioned money market, intending to build a savings account to protect your family so that you can self-insure, would you have a similar level of protection?
Call (800)892-4308 or click to get covered - whether you need California renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.
No! If you self-insured in this manner, you would have $9,045.23 after fifty years of deposits and compound interest, assuming monthly compounding. Not to mention, if there’s a loss in the first month, the total available amount is only the first deposit of fifteen dollars.
Give your family the protection they deserve, with Avalon Irvine renters insurance from Effective Coverage. Call or click today for instant proof of coverage, and an instant feeling of safety that your whole family can enjoy.