I’ve consistently had great experiences with Bobson Realty. Their buildings are historic, and have charm and character. I’m young, so the price point was part of choosing an apartment, and I got lucky with Bobson’s affordable apartments and responsive management. I’d rent this apartment all over again!
Bobson Realty owns and manages apartments in Park Drive, Back Bay, and Beacon Hill, as well as offering commercial real estate for rent throughout the state of Massachusetts. Unlike the vast majority of Boston apartments, Bobson offers many of their listings without a broker fee of any kind. This results in significant savings for you in both time and money.
These apartment buildings are carefully selected to offer charm and character, as well as to be close to everything that you need. Transportation is easily accessible, and who doesn’t want to live in a Beacon Hill apartment? Short-term furnished rentals are also available. The short-term rentals are favored by people looking for summer student apartments in Boston or for apartments for med student rotations in Boston.
Naturally, as a resident of a Bobson Realty apartment, you’ll need to maintain renters insurance. In a city like Boston, you’ll be living in fairly close quarters with other people when you move into an apartment. You don’t know those people, and you don’t know what they’re doing in their apartments. Could one of them start a fire by accident?
If that happened, your policy would respond to replace your personal property. You may think that the things you own aren’t worth much, but replacement cost is standard on your policy so you’ll end up with the amount of money you need to go buy new property of like kind and quality at retail.
The liability coverage on your Massachusetts Renters Insurance is required because the company wants to be sure that if you cause damages through an accidental loss such as a fire, you’ll be able to make good on those damages. Of course the buildings are insured, but commercial property deductibles are often quite high.
In addition, if you were to cause a loss to an insured building through your negligence, it’s quite likely that the insurance company paying for the damages would seek to recover those costs, as well as the company’s deductible, from the person who caused the loss. That could well be you.
Instead of worrying about someone else’s insurance company trying to recover from you, your renters insurance pays for that loss caused by your negligence and allows you to move on with your life and for everyone involved to be made whole. Importantly, your insurance also provides you with a defense against the claim or lawsuit. That means they’re paying the lawyers so you don’t have to.
Boston is an expensive city, and you might be worried about the added costs of renters insurance on top of the cost of living here. That’s not much of a concern, because renters insurance in Boston is quite inexpensive.
The national average price of renters insurance is just $187.00, according to the III. That works out to as little as fifteen dollars per month. The vast majority of families can budget renters insurance easily at those prices.
Additionally, it's important to note that renters are at a significantly higher risk of experiencing loss than homeowners. Renters occupy roughly one third of total housing stock in the country, and yet they are fully fifty percent more likely to experience theft than homeowners, according to the Bureau of Justice Statistics.
It only costs a few dollars a month to protect your family, and this cheap renters insurance is a great way to mitigate the additional risks that come with being a renter.
You can get the coverage you need in just minutes by calling Effective Coverage at (800)892-4308. Once you’ve purchased that coverage, Bobson Realty renters insurance verification will immediately be updated so that’s one less piece of paper you have to worry about on moving day. Effective Coverage works to make Massachusetts Renters Insurance quick, painless, and affordable to everyone, in line with our core values