The Best Car Emergency Kit For You
One of the best ways you can be prepared on [Continue Reading]
What You Should Know About Car Insurance
You may have had car insurance for years, but how much [Continue Reading]
Bundling Auto And Renters Insurance: Savings Or Hassle?
Is it worth it to bundle auto insurance and Nevada Renters Insurance? Can you really save substantial money that way? What are the hidden pitfalls to be aware of? Some people actually spend more to bundle, and there’s one simple way to know if that’s you. Find out how to squeeze savings with the insurance experts! Read more…
Google Auto Insurance: Disruptive, Or Yawn Inducing?
Google Auto Insurance – Disruptive Game Changer, Or Yawn-Inducing Pseudo-News? Read more…
Auto Insurance Is Mandatory, Why Isn’t Personal Liability?
Those least likely to have coverage are those with the least to lose and the least likely to care. 2015 will be the Year of the Crisis of Responsbility. Is there a solution, or is America hurtling towards a social cliff where we have no choice but to absorb injury caused by others with no recourse? Read more…
Seven Things Same-Sex Newlyweds Need To Know About Insurance after Marriage
There are a million and one articles on what newlyweds need to do about insurance, but quite few about how to handle it in states allowing same-sex marriage. Insurance tips for same-sex newlyweds brought to you by Effective Coverage Read more…
Does Renters Insurance Give Me Discounts On Car Insurance?
Does renters insurance give me discounts on car insurance? Absolutely! You also get better coverage and better service by bundling with Effective Coverage. Learn more about how bundling your renters insurance and auto insurance benefits you. Read more…
Auto Insurance: Top Ten Reasons Not To Buy Oil Changes And Auto Insurance At The Same Place
We saw the news recently, just like you probably did, that you can now buy auto insurance from big box retailers. Convenience is generally a positive thing, but we have some concerns. So we came up with a list of the top ten reasons not to buy your auto insurance from the same place you get your oil changed.
1. Greasy motor oil fingerprints all over your auto insurance identification cards. Try explaining why your insurance card isn’t legible because they dropped it in the drain pan! Read more…
Virginia Driving Without Insurance – Easy Savings, Or Bad Idea?
Virginia driving without insurance is legal, if you pay the annual fee. Did you know the fee can be as low as 10% of what insurance might cost? It doesn’t provide any protection, but it is cheap! Learn more. Read more…
Honda Odyssey Recall – Auto Insurance Bulletin
A new Honda Odyssey recall affects 2005-2010 models, and pertains to a fuel pump cover which can leak and cause fires unexpectedly. This critically dangerous flaw puts you and your family at risk! Learn how to protect yourself and what steps to take NOW. Effective Coverage offers no-charge insurance reviews for owners of affected vehicles. Read more…
Uninsured Motorist Epidemic
The uninsured motorist epidemic affects everyone. Higher premiums, more risk, carriers pulling out of states, unreimbursed medical expenses, the list simply goes on and on. Did you know that you can protect yourself against this scourge, usually for just pennies a day? Learn about the one and only way to keep your family safe! Read more…
How Does State Minimum Car Insurance Change When You Cross State Lines?
What happens if you have state minimum insurance that’s legal where you live, but drive to another state with higher limits? Or another state which requires a type of coverage like PIP that you don’t even have on your policy? State minimum insurance can still protect you, though more is always better. Find out more. Read more…
End Uninsured Driving By Preventing Drivers From Filling Up?
An interesting development in enforcing minimum auto insurance requirements comes to us from the UK. This could be exactly the sort of thing that state governments in the US would love to put in place. The UK government has a final solution to end uninsured driving. Read more…
One Simple Car Insurance Trick To Save You Money!
This isn’t going to be like the ads that start with “One simple trick to…” No, we have actual, useful information to provide because we hate having our time wasted as much as you do! Enough, already, have the parts of the trick: Read more…
What is an SR-22? Why Do I Need It?
What is an SR-22? Have you been notified that you need an SR-22? Are you trying to get your license back but need insurance? Effective Coverage has affordable solutions for auto insurance even if you don’t have a car! Read more…
Top 4 Auto Insurance Myths
We all know how confusing buying an auto insurance policy can be. Don’t be fooled by the top auto insurance myths! Read more…
What Does Full Coverage Mean?
Let’s face it, when it comes to auto insurance policies, sometimes there are terms that read like thousand year old latin. Terms like “full coverage”, “comprehensive”, “limited tort” and “deductibles”? If only someone could make sense of all this car insurance lingo. Read more…
Should I Drop Comprehensive and Collision Coverage?
Comprehensive and collision are two types of auto coverage that [Continue Reading]
When Your Insurance Policy Goes Up For No Reason
What happens when your insurance policy goes up for no reason? Is it just a statewide increase, or is it something specific to your policy? Find out! Read more…
How to Switch Insurance Companies
Switching insurance companies can be complicated, but it shouldn’t be. Changing [Continue Reading]
I Know I am Young, But Why Is Car Insurance Expensive?
Many parents and students will find car insurance is expensive for young [Continue Reading]
