
The Best Car Emergency Kit For You
One of the best ways you can be prepared on [Continue Reading]
Insurance Experts For Renters
-Laura Ingalls Wilder
You may have had car insurance for years, but how much [Continue Reading]
Is it worth it to bundle auto insurance and Nevada Renters Insurance? Can you really save substantial money that way? What are the hidden pitfalls to be aware of? Some people actually spend more to bundle, and there’s one simple way to know if that’s you. Find out how to squeeze savings with the insurance experts! Read more…
Google Auto Insurance – Disruptive Game Changer, Or Yawn-Inducing Pseudo-News? Read more…
Those least likely to have coverage are those with the least to lose and the least likely to care. 2015 will be the Year of the Crisis of Responsbility. Is there a solution, or is America hurtling towards a social cliff where we have no choice but to absorb injury caused by others with no recourse? Read more…
There are a million and one articles on what newlyweds need to do about insurance, but quite few about how to handle it in states allowing same-sex marriage. Insurance tips for same-sex newlyweds brought to you by Effective Coverage Read more…
Does renters insurance give me discounts on car insurance? Absolutely! You also get better coverage and better service by bundling with Effective Coverage. Learn more about how bundling your renters insurance and auto insurance benefits you. Read more…
We saw the news recently, just like you probably did, that you can now buy auto insurance from big box retailers. Convenience is generally a positive thing, but we have some concerns. So we came up with a list of the top ten reasons not to buy your auto insurance from the same place you get your oil changed.
1. Greasy motor oil fingerprints all over your auto insurance identification cards. Try explaining why your insurance card isn’t legible because they dropped it in the drain pan! Read more…
Virginia driving without insurance is legal, if you pay the annual fee. Did you know the fee can be as low as 10% of what insurance might cost? It doesn’t provide any protection, but it is cheap! Learn more. Read more…
A new Honda Odyssey recall affects 2005-2010 models, and pertains to a fuel pump cover which can leak and cause fires unexpectedly. This critically dangerous flaw puts you and your family at risk! Learn how to protect yourself and what steps to take NOW. Effective Coverage offers no-charge insurance reviews for owners of affected vehicles. Read more…
The uninsured motorist epidemic affects everyone. Higher premiums, more risk, carriers pulling out of states, unreimbursed medical expenses, the list simply goes on and on. Did you know that you can protect yourself against this scourge, usually for just pennies a day? Learn about the one and only way to keep your family safe! Read more…
What happens if you have state minimum insurance that’s legal where you live, but drive to another state with higher limits? Or another state which requires a type of coverage like PIP that you don’t even have on your policy? State minimum insurance can still protect you, though more is always better. Find out more. Read more…
An interesting development in enforcing minimum auto insurance requirements comes to us from the UK. This could be exactly the sort of thing that state governments in the US would love to put in place. The UK government has a final solution to end uninsured driving. Read more…
This isn’t going to be like the ads that start with “One simple trick to…” No, we have actual, useful information to provide because we hate having our time wasted as much as you do! Enough, already, have the parts of the trick: Read more…
What is an SR-22? Have you been notified that you need an SR-22? Are you trying to get your license back but need insurance? Effective Coverage has affordable solutions for auto insurance even if you don’t have a car! Read more…
We all know how confusing buying an auto insurance policy can be. Don’t be fooled by the top auto insurance myths! Read more…
Let’s face it, when it comes to auto insurance policies, sometimes there are terms that read like thousand year old latin. Terms like “full coverage”, “comprehensive”, “limited tort” and “deductibles”? If only someone could make sense of all this car insurance lingo. Read more…
Comprehensive and collision are two types of auto coverage that [Continue Reading]
What happens when your insurance policy goes up for no reason? Is it just a statewide increase, or is it something specific to your policy? Find out! Read more…
Switching insurance companies can be complicated, but it shouldn’t be. Changing [Continue Reading]
Many parents and students will find car insurance is expensive for young [Continue Reading]
Remodeling your laundry room can be a fun process, whether it includes replacing a top load washer or dryer, repainting the room, redecorating or doing a total renovation of the space. But when completing a project like this, questions may arise and things can pop up that you didn’t expect- leading to financial consequences or even a need to alterRead More…
Stuck at home? COVID-19 has forced individuals and families into quarantine, and for some of us, this means a very full house. Whether you are lucky enough to be able to work from home, or you’re all inside because of quarantine mandates, it may be testing your patience to the max. Read on for our top tips for maintaining sanityRead More…
The Coronavirus is no laughing matter, but sometimes you just need a good laugh instead of a bad cry. We don’t want to belittle what is going on around us, but even many of the world’s best comedians use humor to overcome depression. Hopefully, these coronavirus memes will bring you some light amongst all of the darkness. 1. We areRead More…
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