Centerspace is a real estate management firm that believes in making their properties feel like your home, whether you’re a resident, employee, or investor. To further upgrade your lifestyle, Centerspace has partnered with Effective Coverage to provide you with renters insurance protection at a great price.
Centerspace understands the importance of extending a highly professional level of service to all of residents — service that adds value to your life and turns your apartment into a home.
From Denver, CO to Minneapolis, MN to Topeka, KS, Centerspace continues to grow throughout the Midwest, proudly providing apartment homes to thousands of residents, extending the vision to be the premier provider of apartment homes in vibrant communities by focusing on integrity and serving others.
Centerspace makes taking care of residents a priority. One of the ways they help to ensure resident safety and security is with renters insurance. Renters insurance is available to all residents, even in traditionally hard markets, at affordable prices. Some residents wonder if they even need coverage, since the home itself is already insured. While that’s true, the owner’s coverage on the home won’t insure your personal property or your liability. That’s where your renters insurance policy comes in.
Renters insurance is the most affordable way to protect your home, your family, and your future. Your renters insurance policy will provide you with a number of different coverages to protect your life, the way you desire:
Personal Property coverage protects your possessions from risks such as fire, theft, and vandalism.
Liability coverage is also part of your renters insurance policy. If you cause bodily injury or property damage to someone else, you’re responsible for the costs. Instead of paying for someone else’s medical bills out of pocket, your policy will cover the costs if you are found to be negligent. Liability coverage will also pay for your defense costs if you have to go to court.
Medical payments to others is a coverage for small injuries to guests in your home, where there’s no serious negligence involved. Not only is this coverage convenient for life’s little accidents, it can help to avoid liability claims that can drag on for years.
Loss of use coverage provides protection for additional living costs. Even a small kitchen fire in your neighbor’s apartment can cause everyone in your building to need another place to stay. Those costs add up quickly, and loss of use coverage pays for the cost of your housing. It can also pay for food costs in excess of what you would normally pay.
Effective Coverage was built to help renters get the coverage they deserve. We only work with highly-rated insurance companies and bring years of experience and extensive training to the table.
You may not think that you own very much, but chances are strong that if you’re reading this page, you’re about to rent (and furnish) an entire single-family home -probably a fairly large one. Take a quick mental walk-through of each room in your new home and think about all the things that will be in it. Think about what it would cost you to replace them all new, at retail. That’s what the personal property coverage on your policy pays out – replacement cost for an item of like kind and quality.
There are many other ways that renters insurance from Effective Coverage helps you, as well. Your own personal risk advisor can help you to understand how the coverage fits together, and the benefits of your policy, as well as how to make it meet you and your family’s unique needs. The whole process is fast and easy. Just call (800)892-4308 or click to get covered - whether you need renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.