Thanks for browsing our El Paso, TX Renters Insurance Guide. Many renters are unaware that Texas Renters Insurance even exists, or how inexpensive it really is. Some renters believe the coverage costs $50 a month, when it can cost as little as $15! Effective Coverage is on a mission to educate renters of their insurance needs, and then to find the very best price for their coverage specific to their criteria.
Our expertise, integrity, and extensive knowledge of renters insurance, in line with our core values, allows us to get the best policy for each individual renter’s needs at the best price. We’re seeking to bring the protection to an additional 6 million renters by the end of the year. This will change the shocking statistic of only forty-four percent of renters with renters insurance to 40 percent.
Our Texas Renters Insurance experts collaborate with renters to provide the lowest price for the best renters insurance in El Paso. Call us today at the number shown below, or access our self-service portal online and obtain a low price with either method in minutes. Your Effective Coverage renters insurance in El Paso is customized to protect you from a variety of risks at the best price.
El Paso, TX Renters Insurance
How Much Does Renters Insurance In El Paso Cost?
El Paso renters insurance is in line with the average cost of Texas Renters Insurance at around fifteen dollars a month. You can’t go out for a burrito for fifteen bucks anymore, so El Paso renters insurance is quite affordable relative to all the other costs of living.
On the other hand, think of the costs if you lost everything to a fire that wasn’t even your fault? The cost of replacing everything you own is far higher than what you could possibly pay in renters insurance. At fifteen dollars a month, you’d have to live well into next century to even have paid as much as the policy would pay for a personal property claim.
Who Is Effective Coverage?
Effective Coverage, the renters insurance experts, work to bring you the best coverage at the best price. Born of the experience of our founder with an uninsured fire, and grown with a vision to make sure that renters are able to have the protection they deserve, Effective Coverage is on a mission to make renters insurance accessible to everyone. There is no one in America who can’t afford to be covered, and we’re out to prove it.
How Can I Be Sure You Can Cover Me With El Paso Renters Insurance?
Do you have some credit issues? Previous claims? Do you live in a coastal risk area? Fortunately for you, we can help with all of those things, and more. Effective Coverage is the coastal Texas renters insurance experts. We have programs for previous claims, questionable credit, we even have programs for new immigrant renters insurance!
Whatever your situation, Effective Coverage has direct access to the underwriters who make the decisions and is able to find a solution for whatever concerns you may have about your insurability!
Does El Paso Renters Insurance Cover Water Damage?
Yes, with a caveat. Most water damage is covered under an El Paso, TX renters insurance policy. Broken pipes, negligent neighbors, even water from fighting a fire all can generally be covered by your policy.
The caveat is that flood is never covered on renters insurance. Flood insurance is a separate product, often partially underwritten by the Federal government. No renters or homeowners policy covers flood, under any circumstances.
What do we mean by flood? Water moving along the ground, such as a river overflowing its banks or a flash flood is not covered. But that’s a very specific situation. In general, water damage can be a covered loss.
Who Should Have El Paso, TX Renters Insurance?
Everyone should have renters insurance in El Paso! It’s not expensive, and it protects you from a multitude of named perils as well as offers you liability coverage. It doesn’t matter if you’ve just arrived in town, or even if you’re just “El Paso-ing” through for a while. Contact Effective Coverage for the best policy for your individual needs.
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Renting In El Paso, TX
El Paso has a population of 672,538 people and is the county seat of El Paso County, Texas. The city is located near the Rio Grande, and across the border of Chihuahua, Mexico. The average home price in the area is $141,019 and the average rent is $833.
El Paso was founded in 1659, and even with its explosive growth has been the safest large city in the U.S. for four consecutive years. The city has one Fortune 500 and a few publicly traded companies. The Medical Center of the Americas is the only medical research facility and care provider within West Texas and South New Mexico, and has garnered a recognizable reputation. El Paso has also received the All-American City award in 2010.
The city has one of the more varied economies in the country as it is concentrated in the fields of international trade, military, healthcare, oil and gas, and service sectors. Its metro area had a GDP of $29 billion dollars in 2011, with a $92 billion dollar value in trade during 2012. Its manufacturing sectors have a strong presence with goods produced ranging from metals, medical devices, plastics, machinery, and petroleum. It’s no wonder the city is the second busiest international point in the country, only behind San Diego.
On the opposite end of the spectrum, Fort Bliss is one of the largest military units and is the biggest training center for soldiers in the United States. El Paso also has the Joint Task Force North, Border Patrol Special Operations Group, and the El Paso Intelligence Center.
Although El Paso has the amazing reputation for being one the safest large cities, that isn’t going to prevent your neighbor from accidentally starting a cooking fire. Accidents do happen, and with over 1,000,000 reported fires recorded in 2013, you’re going to need to protect yourself with Effective Coverage’s superior renters insurance.