Fresno, CA boasts a fire department with 346 personnel who serve 336 square miles and about 525,000 people from 24 fire stations. As a result, Fresno is a safe city to live in in terms of fire risk. But each fire station serves about 14 square miles, on average. That means that they’ll get there quickly enough to keep the fire from spreading, but they can’t necessarily prevent the fire from taking everything you own. That’s why you need California Renters Insurance to protect yourself.
The Gatlin Brothers said that all the gold in California is in a bank in the middle of Beverly Hills, in somebody else’s name. You can bet that over the years, a person or two has tried to steal all that gold. While you may not have gold in your apartment, you do run the risk of theft of the other valuables you own. Could you replace your laptop out of pocket? What about all your other electronics? Fresno renters insurance will protect you against theft, vandalism, and other property crimes that are unfortunately all too common in California as a whole.
That’s not to say that California isn’t a safe place to live. On the whole, it really is quite safe. But living in a city puts you in close contact with all sorts of people, which creates more risk than in other areas. Parts of California are just cities stacked on top of other cities, stacked on top of more cities – cities all the way down, if you will. When you have large cities close together, the risk is increased, because you’ve got all the risk of each city within easy rich of you as a victim. That makes it more important than ever to have Fresno renters insurance to protect yourself.
Most people in Fresno are safe and not affected by fires or crimes. To them. Fresno renters insurance might not seem like a necessity, and they might even wonder is renters insurance a waste of money. Consider that at the average price of $200 a year for renters insurance in Fresno, you’d have to have the policy for seventy-five years before you spent more than you’d get out of a personal property claim. Some would suggest that you should put the money from premiums into a savings account, but that’s illogical. If you put the money in a savings account and you have a total loss after the first year, you’ve only got $200 in that savings account plus a pittance in interest to cover the loss. California renters insurance would cover the loss up to the policy limits, significantly more than what you’d have put in savings.
Renting In Fresno, California
Fresno is a vibrant city full of life and opportunity. With a population of half a million, and a median age a full six years younger than the statewide media age, Fresno naturally has an eclectic, youthful vibe that keeps life interesting and offers plenty of things to do. The median home value is $159,000 in Fresno, which means that those same people who give off the youthful vibe of the city also can afford to own homes here, unlike most of the rest of California, where $349,000 is the median. That’s out of the budget even of most DINKs, much less those raising families.
In addition to being able to afford to buy homes, those who prefer to rent are able to at far more reasonable rates than in most of the rest of the state. The median rent in Fresno is just $869 a month, which is around half the statewide average and drastically lower than cities like LA and San Francisco. This means that the rental market, while hot, is not nearly as difficult to navigate as in larger cities in California. On the other hand, you still have the tenant protections that California offers to all her residents.
Fresno is almost always a nicer place to be in terms of weather than most of the rest of the Country! As we write this, it’s a balmy 18 degrees at the Effective Coverage Tower in upstate NY. Fresno at the moment is a comfy fifty degrees – mildly chilly, but that’s about as bad as it ever gets. Being inland, Fresno doesn’t get most of the coastal weather that you’re likely to find closer to the western edge of the nation. Weather is more stable than in many parts of California, and rarely unpleasant.
For what it’s worth, the bonds of the City of Fresno were recently upgraded in rating by Fitch Ratings. That means that both the city economy and the city itself are viewed to be financially stable as well as financially sustainable. The jobless rate has dropped a full four percent recently, making it easier to find work and driving wages up. That’s good news for everyone who lives in Fresno, (even business owners) because everyone has a little more money to spend at their business.
Fresno is the largest city in the Central Valley, and the county seat of Fresno County, logically enough. It’s the fifth largest city in California, and lies in the center of the San Joaquin Valley. LA is only 200 miles away, and Sacramento only 170 miles. Major Fresno neighborhoods include Downtown, Sunnyside, the Tower District, Huntington Boulevard, the Van Ness extension, the West Side, Woodward Park, and Sierra Sky Park.
If you don’t feel like driving in Fresno (it is California, after all!), the city offers sixteen fixed-route bus lines to residents and visitors alike. It’s a great way to get around town cheaply. On the other hand, if you prefer to drive, Fresno is easy to navigate compared to other California cities, and parking isn’t the burden it can be elsewhere.
Did you know that Fresno has an airport? Of course you did, but people tend to forget about it when they’re looking for flights, in favor of more well-known airports. It can be cheaper to fly out of Fresno, as well as far more pleasant. Service to everywhere from LAX to LAB (Papua New Guinea) is available at a reasonable price and with frequent flights. This saves you money and time, and is one more reason to rent in Fresno.
Effective Coverage has a long and storied history of offering Fresno renters insurance to give you the coverage you deserve. With a passion for the insurance needs of renters, and a unique value proposition arising from that passion, Effective Coverage is the only source you need for Fresno renters insurance, as well as all the other types of insurance a renter might need! All you have to do is take just a moment to call (800)892-4308 or click to get covered - whether you need Fresno renters insurance quotes online or coverage anywhere else!
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