Glendale, Arizona renters insurance is the best way to protect yourself in this suburb of Phoenix. Northwest of Phoenix, and nearly due east of Scottsdale, Glendale offers suburban living with easy access to Phoenix and other major Arizona cities. Just because you’re not in a city the size of Phoenix, though, doesn’t mean you don’t need to protect yourself. Glendale is still one of the top 100 cities by population in the United States. With big cities can come big risk, and Arizona Renters Insurance is the cheapest, safest way to protect yourself.
Glendale renters insurance is better than having a savings account to pay for major losses. If you have a claim on day one, your savings account wouldn’t have much in it. By contrast, renters insurance in Arizona will pay the claim up to the policy limit even if it’s day one. That allows you to plan your expenditures in the event of an unknown, and to keep your emergency savings for things that insurance doesn’t cover, like car repairs.
Crime is low in Glendale, but property crime is the most common type. This is mostly because property crimes are often easier to get away with on a large scale than crimes that cause bodily injury or death to people. Speaking of bodily injury, did you know that Glendale, Arizona renters insurance will cover you if you negligently cause bodily injury to someone else? That’s what liability coverage is for. If you don’t clean up after your dog and someone comes behind you and slips in the gift your dog left, falling and breaking their hip, your policy could respond to a loss like that due to your negligence!
Did you know that Arizona renters insurance covers items left in your vehicle, as long as you’ve used due care such as locking your doors? If you’re standing on a corner in Winslow, Arizona and see someone stealing your laptop out of your locked car a few feet away, your policy can cover that.
Fires are somewhat less common in Maricopa County than elsewhere, but Glendale renters insurance can cover those losses. Even if your neighbor has a fire, you’re likely to be impacted by the smoke, water, and even flames depending how far it spreads. Glendale renters insurance covers your personal property, and if your negligence caused the fire, your liability can kick in to cover the people you’ve injured or caused financial loss to with the fire.
Arizona Renters Insurance covers the same perils as a policy in most other states. This means that you get coverage for everything from vandalism to the weight of snow and ice, though we doubt you’ll need the latter in Arizona. Did you know that renters insurance in Glendale, AZ can offer you coverage to stay in a hotel if a covered loss causes you to be unable to use your apartment?
Effective Coverage has a passion for meeting the insurance needs of renters. One of the ways we do that is by offering the coverage that others don’t, in order to ensure that the policy is exactly what you need. An example of this is the availability of “open perils” coverage. In a nutshell, it replaces the perils insured against the section of your policy with language to the effect of “We insure against the risk of direct physical loss to your property.”
While there may be a few exclusions such as flood (Flood is never covered on renters insurance or homeowners insurance, whereas water damage from a burst pipe would be), this means that whatever happens to your belongings is covered. The list of exclusions is very short, and this is the best kind of coverage you can get.
Renting In Glendale, Arizona
As a suburb of Phoenix, and a city in its own right, renting in Glendale, Arizona is not difficult. The rental market is both broad and deep, allowing a large choice of apartments and amenities, as well as price ranges. The median gross rent is just $803 a month, which puts Glendale on par with renting in Fresno. People are so happy to rent in this city that it even has a namesake, The Glendale Apartments in Maryland.
The median home value in Glendale is $124,000, which is about $30,000 less than the statewide median price. This means that it’s cheaper to buy properties to rent, which drives down the average rent because the property cost and taxes and other fixed costs of being a landlord are lower.
The median age in Glendale is 32.5, about four years younger than the statewide average age. If you’re coming here and renting for retirement, you can be assured that you’ll have a vivacious city at your disposal, and if you’re here as a younger person, you know that the city has much to offer your demographic.
Glendale plays host to events that bring people and revenue into the city, such as the Glendale Chocolate Festival every February and the Glendale Jazz and Blues Festival. Don’t forget that Downtown Glendale has a shopping district full of life and fun, with everything from antique stores to a car with zebra stripes that you might be lucky enough to see around town!
The Arizona Cardinals play here, having moved from Sun Devil Stadium on the ASU campus nearby in Tempe. The field is natural grass, and retractable, which makes it rather unique. Glendale also hosts a national skateboard competition annually. The Dodgers and White Sox share a stadium owned and operated by the City of Glendale.
This is a great city to live in, whether you like antiques, bars, sports, or anything else. You’ll always find something to keep you interested. With as much time as you’ll be spending out of the house, make sure you get your Glendale, Arizona renters insurance in force as soon as you’re settling into your apartment, to protect yourself!