HomeRiver is dedicated to a culture of integrity, transparency, superlative performance, and vision. Their mission is to be recognized as the first nationally branded, integrated property management platform for single and multifamily rental spaces.
In 2016, HomeRiver was formed by combining a couple of other leading single-family rental property management companies from around the country. This way, HomeRiver was able to grow, and still continues to do so. With the team’s unique ability to source, evaluate, acquire, and stabilize properties, these communities are able to thrive in the rental property market.
Full-service property management is offered to residents like leasing, maintenance, and construction. With its size and national recognition, HomeRiver is able to provide unparalleled operating efficiencies through the best-in-class technology and driving best practices across the regions. HomeRiver works hard to find the best deals for their residents by driving down vendor costs and reduce marketing budgets.
HomeRiver understands the importance of servicing tenants in a prompt and efficient manner. To ensure the highest level of comfort, safety, and convenience, HomeRiver has superior quality homes and amenities that every resident loves. The companies that HomeRiver works with are Home Encounter, Park Place Property Management, Brick Lane, And Birch Management. At each of these companies, you can find that they offer the best insurance provider for renters through Effective Coverage as well. Just like HomeRiver, Effective Coverage has the overarching culture in helping residents with an affordable lifestyle. That’s how they find the best deals in renters insurance so that it’s inexpensive for you to pay each month. The insurance experts will take the time to understand the needs of the residents, so that they can find the perfect policy.
Many of you may be wondering what renters insurance actually does. Did you know it’s actually easier to list what renters insurance doesn’t cover than what it does cover? That’s because renters insurance covers more things than it doesn’t cover, so it’s easier to remember what it doesn’t cover. But we’ll delve into what it does cover, like your personal property, liability, and loss of use. Your personal belongings are covered under common perils which include fires, theft, natural disasters, water damage, and so much more. Any of these unfortunate events could happen to anyone, even to those who are completely responsible and are careful. Especially for something as damaging and unexpected as a natural disaster, you’re going to want to have something to protect your belongings. In the case of an emergency, renters insurance can give you the money to replace your items without you having to go into your savings account.
Even if you have enough in your savings account to pay off those damages, does now mean you want to or should. You’ve worked hard to earn your money and you want to save it for things like vacations or retirement. But if a fire or water damage ended up ruining your personal property, you will have to pay for replacing your items and forget about a dream vacation for the time being. This is extremely unfair if your items were destroyed when it was out of your hand or not your fault. Why pay for the consequences when it was actually someone else’s fault from the beginning. This is why HomeRiver strongly encourages every resident of theirs to make the smart choice and get renters insurance from Effective Coverage. You’ll end up saving money during an accident and be able to get back on your feet in a quicker amount of time. Plus, if every tenant in a community has renters insurance, it’ll create a stronger and more trusting neighborhood that can help each other when they need it most.
Just for about fifteen dollars a month, you can have your laptop, bed, dining table, and sofa reimbursed if it was damaged under a common peril. All those belongings could add up to hundreds of dollars that you won’t have to spend! There’s no need to reach for your wallet or savings account with the help of renters insurance. But why choose Effective Coverage? Effective Coverage is built on the whole purpose of ensuring every resident has renters insurance. But more importantly, it’s affordable for those who struggle. The insurance experts at Effective Coverage provide upscale customer service, and will answer any questions or concerns you may have.
Even in the case that it was your fault, renters insurance can still reimburse your things. For example, if a fire you started ended up spreading to your neighbor’s apartment, you are liable for paying for both damages. That’s double the cost already, which is why renters insurance is so helpful. Liability coverage can also occur outside your home. Imagine you’re walking outside and not paying attention to what’s in front of you and you end up bumping into someone. They fall and break a bone. That person can sue you and make you pay for the medical bills. In this incident, renters insurance can help pay for those expenses. When you are liable for these sort of situations, Effective Coverage understands that it was not intentional which is why we think that you shouldn’t have to pay for the consequences.
So far, a fire started in your home that spread to your neighbor’s which means expensive costs for replacing you and your neighbor’s belongings. But now imagine that the damages were so bad that you can’t stay in your home. You are going to need to find accommodation where you can stay for however long it takes your home to be repaired. This could mean that you would have to stay in a hotel or motel for days, weeks, or even months. That’s a third stressful bill you are going to have to pay just because of a fire. Think about how much money you would be losing. But thanks to renters insurance, you don’t have to break a sweat. The hotel bills can be paid for while your home is getting fixed. You’re already going through a lot with your home being destroyed, why add more to your stress. Renters insurance will give you the security and peace of mind knowing that you will be taken care of when you’re at your lowest.
Prepare your family with the right protections under renters insurance. It’ll be the best solution and end up saving you hundreds or thousands of dollars. Through Effective Coverage, renters insurance is easy to get and still affordable. It’s quick too! Just take a couple of minutes to call (800)892-4308 or click to get covered - whether you need renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.