Renters Insurance Guide
- Protect your personal property from fire, theft, and vandalism.
- Protect your future from the risk of liability.
- If there is a loss and you need to stay somewhere else because your apartment isn’t usable, your policy can help with additional living expenses.
- Meets the requirements of your landlord.
- Proof can be sent instantly to your property manager.
Condo Insurance Guide
- Protects personal property.
- Protects you against liability risk.
- Covers your investment – you’re responsible for everything from the walls inward!
Homeowners Insurance Guide
- Homeowners insurance is required by your mortgage company.
- A good homeowners policy covers more than the mortgage company’s interest, it pays enough to rebuild the home.
- Owning land exposes you to liability from third parties, and homeowners insurance defends and protects you.
Jewelry Insurance Guide
- Read your policy carefully – renters, homeowners, and condo insurance policies have sublimits for jewelry.
- Jewelry coverage can be added to your policy for smaller pieces.
- A personal articles floater policy can cover larger jewelry risks while adding open perils coverage.
Wedding Insurance Guide
- Natural disasters can force you to reschedule.
- Illness of the participants can prevent a wedding.
- Vendors sometimes don’t come through.
- Wedding insurance from Effective Coverage protects your wedding, your deposits, and the overall experience.
Auto Insurance Guide
- What are your state’s state minimum coverages?
- Is state minimum enough? Does it protect you from being on the hook for additional damages?
- What is PIP, and why do some states require it?
Motorcycle Insurance Guide
- Your auto insurance policy doesn’t cover your motorcycle.
- Motorcycle insurance can offer trip interruption coverage, but you have to ask for it to make sure it’s a part of your policy.
- Liability, physical damage, and other types of coverage are there to protect you.
Boat And Personal Watercraft Insurance Guide
- Any damage you do to someone else with a boat or personal watercraft needs to be paid for – that can be out of your pocket or from your boat liability policy.
- If you have umbrella insurance, make sure that it covers you in your boat as well.
To find out more about specific types of consumer insurance in 2018, you can click through to any of the guides above or call (800)892-4308 to speak with an insurance expert who will be happy to take the time to answer your questions and help you find the right coverage at the right price.