Located in a quiet neighborhood on the north side of town, Ridge Oaks Apartments provides clean and spacious apartments residents love. Come see an apartment today!
Lived here 4 years ago. Am moving back after living in a house for the past 4 years. Quiet apartments, the construction keeps the noise in the units. Incredibly nice and friendly property management.
Living in Sioux City, Iowa: The Lifestyle of Ridge Oaks Apartments
Ridge Oaks Apartments is located at the edge of Indian Hills Park, making it convenient to enjoy some fresh air whenever you want. Other nearby areas for enjoying green space include Stone State Park, Dorothy Pecaut Nature Center, and Adams Homestead and Nature preserve.
Sioux City also has its own small airport, used for serving both the public and the military. The Sioux Gateway Airport makes travel easy for residents. And an interesting fact for those new to Sioux City is that you can travel to three different states without ever leaving the city limits. North Sioux City is located in South Dakota, South Sioux City is in Nebraska, and Sioux City is in Iowa.
Community Amenities at Ridge Oaks Apartments
Ridge Oaks Apartments comes with many desirable amenities for residents. Shoot some hoops on the basketball court, grill some burgers on the community barbecue grill, or play a game or two on the outdoor multi-use courts.
This pet-friendly apartment community is close to public transportation, and shopping making running errands easy. The one-, two-, and three- bedroom floor plans are spacious, and there is a trash chute on each floor!
Residents can feel secure knowing management is on-site, with a package locker, monitoring cameras, and 24-hour emergency maintenance.

Ridge Oaks Apartments are spacious and well-lit.
Ridge Oaks Apartments Renters Insurance From Effective Coverage
Ridge Oaks Apartments was designed to provide residents with almost endless opportunities for wellness, socializing and luxury services. When you have access to the best, you want to make sure to protect your investment. With a renters insurance policy from Effective Coverage, you can rest assured you are doing just that.
Your renters insurance policy will provide you with a number of different coverages to protect your life, the way you desire:
Personal Property coverage protects your possessions from risks such as fire, theft, and vandalism. This coverage is generally at replacement cost, so a loss means that you can buy something new of comparable kind and quality.
Liability coverage is also part of your renters insurance policy. If you cause bodily injury or property damage to someone else, you’re responsible for the costs. Instead of paying for someone else’s medical bills out of pocket, your policy will cover the costs if you are found to be negligent. Liability coverage will also pay for your defense costs if you have to go to court.
Medical payments to others is coverage for small injuries to guests in your home, where there’s no serious negligence involved. Not only is this coverage convenient for life’s little accidents, but it can also help to avoid liability claims that can drag on for years.
Loss of use coverage provides protection for additional living costs. Even a small kitchen fire in your neighbor’s apartment can cause everyone in your building to need another place to stay. Those costs add up quickly, and loss of use coverage pays for the cost of your housing. It can also pay for food costs in excess of what you would normally pay.
Effective Coverage was built to help renters get the coverage they deserve. We only work with highly-rated insurance companies, and bring years of experience and extensive training to the table. Effective Coverage is made up of insurance experts who can guide you through the process, and get you the coverage you need quickly and efficiently. Just call (800)892-4308 or click to get covered - whether you need renters insurance quotes online or coverage anywhere else!
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.