Most People In Mississippi Are Renters!
For a variety of reasons, most of the people who live in Mississippi are renters. Some are discouraged by the housing market. Some bought high around 2006 and realized they were better off renting and got out as quickly as they could. Some people have downsized, and some folks just prefer the convenience of renting. There are a thousand reasons to be a tenant, but they all have one thing in common. If you rent, you need a Mississippi renters insurance policy!
Official Mississippi Renters Insurance Guide
Do you understand your Mississippi renters insurance policy? If there are things in there that you don’t understand, our short guide will help.
Why Does Every Tenant In Mississippi Require Renters Insurance?
From Tupelo to Jackson and all the way down to Bay St. Louis, everyone needs Mississippi renters insurance. Your landlord may require Mississippi renters insurance, but because it’s a good idea to have even if he doesn’t. Mississippi is a pretty calm state as far as crime goes, but what would you do if someone did break in? Could you replace that personal property out of pocket? What if there was a fire? If you’re standing there in the middle of the night, you’ll want loss of use coverage, which is a part of Mississippi renters insurance that pays for additional living expenses related to a covered claim.
Can My Landlord Require Renters Insurance In Mississippi?
Sure. Your landlord can legally require renters insurance in Mississippi. While there are certainly a few exceptions, the general rule still holds. There’s no reason for them not to require Mississippi renters insurance, but there’s no reason for you not to have it. At fifteen dollars or so a month, Mississippi renters insurance is quite a deal – the average is for $15,000 of personal property and $100,000 of liability, though some properties require more. Effective Coverage can accommodate that.
What Is Mississippi Renters Insurance Liability?
Liability coverage on your Mississippi renters insurance policy protects you in the event that you’re sued for negligently causing damage to someone else. This can be bodily injury or property damage. UPS slips on your walk. You have a kitchen fire. You have a full-blown apartment fire. Any of those things will likely result in a long line of people trying to collect the money from you to pay for those damages.
Where Can I Get Mississippi Renters Insurance?
Effective Coverage offers renters insurance in Mississippi and across the nation. We focus on meeting the needs of renters. Effective Coverage isn’t just an insurance provider. We are a renters insurance provider who understands the needs of tenants and has spent years building policies designed specifically for renters to meet their needs. Contact Effective Coverage today at (800)892-4308 or click above for your free, instant Mississippi renters insurance quote!