Effective Coverage offers residential real estate owners and operators the only 100% visible, complete solution for resident risk management. We partner with property owners and managers across the country to bring tenant risk mitigation programs to residential property managers. With over 500,000 units enrolled nationally in the Effective Coverage program, we have the tools to ensure your program’s success and extensive experience offering complete solutions.
The full-service suite of programs offered helps to address a myriad of issues faced by real estate decision-makers such as funding for uninsured losses, data protection and security, or lagging occupancy rates.
Not only do our programs benefit real estate owners and operators, they simultaneously serve to provide value to residents as well. Our suite of products ensures tenants are in compliance with their lease terms, helps to mitigate the damage of identity theft, and provides affordable insurance for a great price.
It’s never been easier to handle resident risk management.
Our partners have chosen to work with Effective Coverage because they have their residents’ best interests in mind. Our relationships with top-rated insurance carriers such as Travelers, ASI Lloyd’s, Bankers, Progressive, Stillwater, and American Strategic Insurance allows us to offer residents multiple options for every lifestyle.
Effective Coverage brings these companies together to give residents the insurance solutions that meet their needs, at prices they can afford, all while insulating real estate owners from the risks of tenant negligence.
Resident Risk Management Made Easy
Your dedicated Effective Coverage program manager will help you quickly customize and implement a program which improves resident retention and satisfaction, decreases losses from negligence, and drastically reduces the administrative burden on property management staff. Our solution is a win-win-win. Check out our product offerings below:
Our Renters LiabilityPro™ program helps manage resident risk management.
Renters LiabilityPro™
By combining renters insurance, insurance certificate management, and a resident loss fund, Renters LiabilityPro™ offers a three-pronged approach unparalleled in the industry. We offer the right coverage at the best price, a certificate tracking and management program, and aid in mitigating expenses associated with tenant-caused negligence. To find out more about Renters LiabilityPro™, click the link.
Renters IDentityPro™
Our Renters IdentityPro™ program helps manage resident risk management against data breaches.
IdentityPro™ is a powerful identity theft and data breach response solution benefitting property owners and residents alike. In the event of an identity breach, residents will receive support from a certified recovery advocate who will manage the entire recovery process. Property owners will reduce risk exposure from data breaches and remain in compliance with the FTC’S Red Flags Rule. Owners will be able to effectively mitigate the cost of ID theft damages while residents will have an easier time restoring their identity to pre-breach status. To find out more about Renters IDentityPro™, click the link.
Effective Coverage SecurityPro™ helps manage resident risk management with security deposits
Effective Coverage SecurityPro™
SecurityPro™ is a resident risk-management solution that benefits property owners and residents alike. SecurityPro works by decreasing the expense of traditional security deposit programs while improving the protection that property owners deserve. Residents purchase SecurityPro for 17.5% of the original security deposit amount. Owners will enjoy increased protection while residents enjoy lower move-in costs. To find out more about Effective Coverage Renters SecurityPro™, click the link.
Want to learn more about our core programs?
Just call 800.892.4308 or send us an email at Sales@EffectiveCoverage.com.
Check Out Our Other Offerings
An auto insurance program with Effective Coverage will increase revenue opportunities for property owners. By providing your residents with affordable insurance from top-rated companies, you are enhancing the benefits that they already receive by being a member of your community.