Are you a new resident of Santa Rosa, CA?
All of California attracts all kinds of renters. Many of the renters who move to Sonoma County, CA are the sort to plan ahead and be well prepared. We often find that they’ve laid out everything in a nice, orderly fashion ahead of time and they think they’re ready when moving days comes. Most renters, however, are not nearly as ready as they think they are.
Do You Have Santa Rosa Renters Insurance?
If you’ve got the whole move planned out, you’ve already checked out the local schools, and even know where you’ll order lunch from when you’re at work, you’ve pretty much got it covered. The one thing that many renters forget in the process of moving is Santa Rosa renters insurance. Only about a third of US households who rent have renters insurance and even fewer have California Renters Insurance. That leaves roughly 67% of households nationwide who rent exposed to significant risk. It’s particularly important to have renters insurance in Santa Rosa because California can be unpredictable in so many ways!
Why Is Santa Rosa Renters Insurance Important?
Renters insurance in Santa Rosa is important for many reasons. Oftentimes, renters who move to California find that they’ve exhausted their resources in the process and don’t have much to fall back on if the worst happens. This puts the renter in a bad position if he suffers an apartment fire in Santa Rosa, for instance, because there are precious few resources left for him to rebuild with.
Most renters who move to California come for a job, and they can’t afford to start out early on taking a few days off their new jobs to handle all the things that happen after a significant loss. They certainly don’t have time to be comparing prices and shopping for everything they need to replace after a Santa Rosa apartment fire or a break-in in Santa Rosa. The latter is rare, relative to many places, but it can happen. According to neighborhoodscout.com, Santa Rosa is safer than 30% of the cities in the US. Considering how close you are to Oakland, that speaks well of the area. Even with crime being fairly rare, you still need renters insurance in Santa Rosa to protect yourself.
If there is a theft, chances are that it will be a theft of high-value items from your home.
Chances are also good that you’ll never see the item again. In Santa Rosa, renters insurance can respond to a situation like that and make sure you’re able to replace the stolen goods with like kind and quality. Santa Rosa renters insurance from Effective Coverage even includes replacement cost coverage on the contents of your home!
How Much Does Renters Insurance Cost In Santa Rosa, CA?
Renters insurance in Santa Rosa, CA is very inexpensive compared to many areas of the country. Renters insurance in Maryland, for example, tends to cost about 15% more per year than renters insurance in Sonoma County. Remember that California Renters Insurance doesn’t use insurance scores. That means that, given the same demographic and area, prices are fairly stable between individuals. You can safely plan on a basic policy running right around $17 a month. That’s all that renters insurance in Santa Rosa costs you. A basic policy might start at $15,000 of personal property coverage and $100,000 of liability. That’s less than half the price of one cup of the most expensive drink at Starbuck’s! Ultimately, this means that you can afford renters insurance in Santa Rosa, CA. Everyone can budget renters insurance in Santa Rosa, and everyone should!
Moving To Santa Rosa? Quick Facts About Everyone’s Favorite City In Sonoma County:
- Some of the safest areas in Santa Rosa are Oakmont, Wikup, the Sonoma Highway and Richards Road area, and Mark West Springs.
- Santa Rosa is near Calistoga, Cotali, Forestville, Glen Ellen, Sebastopol, and St. Helena.
- Your chances of becoming a victim of a violent crime in Santa Rosa is significantly lower than in California overall.
- Santa Rosa has good schools, including five public high schools and several alternative and charter high schools.
Effective Coverage offers the nation's only completely mobile platform to quote and purchase renters insurance right from your phone or tablet in just one minute. Get an online renters insurance quote today and protect your family.