There Are Many Renters In West Virginia!
With home prices still out of reach for many people, the number of renters has increased in West Virginia. It’s a good choice for many people, regardless of the reason they choose to rent. It’s also a good choice for those people to get West Virginia renters insurance.
Official West Virginia Renters Insurance Guide
The Official West Virginia Renters Insurance Guide can help you to keep your family safe and your life on track with tips and tricks for renters insurance in West Virginia.
Why Do I Need Renters Insurance In West Virginia? Nothing Ever Happens Here!
One in four Americans will experience a home fire in a lifetime. By that statistic alone, you need renters insurance. On top of that, many apartments and rental homes require it.
Can My Landlord Require Me To Have Renters Insurance?
Sure, your landlord can require you to have renters insurance. Just like any other provision in the lease, it’s part of the package you agree to. The landlord is protecting himself from the risk of tenant negligence and is also making sure you understand that you are the one responsible for protecting your personal property.
But Isn’t My Landlord Responsible For My Property After A Fire?
In a word, NO. Your landlord is responsible for the building itself and carries property & liability coverage of his own. Your landlord has precisely zero duty or responsibility towards your personal property from many types of losses. Renters insurance picks up where the landlord’s responsibility leaves off.
What Does Renters Insurance Cost?
While there are many factors associated with the cost of insurance, renters insurance costs about $15.00 a month. That’s roughly the cost of one pizza delivery. For one pizza a month, you can get $10,000 of personal property protection so you don’t have to replace your stuff out of pocket and $100,000 of liability protection so you don’t have to replace someone else’s stuff or building out of your own pocket! West Virginia renters insurance provides significant protections to your family and you, and everyone should have it.
Where Can I Get Renters Insurance?
Effective Coverage, The Insurance Experts For Renters, offer comprehensive policies with broad coverage that will give you the protection you need at the price you want. Because Effective Coverage has spent so much time working to understand the needs of renters, you won’t see TV commercials. You’ll see your premium dollars going to provide renters insurance coverage that you deserve! Call Effective Coverage today at (800)892-4308 or click above for an instant online renters insurance quote!
