If you live at an apartment community managed by Wood Residential, you have come to the right place for savings on insurance. Wood Residential has partnered with Effective Coverage to provide great renters insurance at an affordable price. Our renters insurance policies are from top rated insurance companies that will be there when you need them the most.
Wood Residential renters insurance is a great way to protect yourself, your future, your family, and your property. Because Effective Coverage offers a full renters insurance policy instead of just liability coverage to meet your lease requirements, you have complete protection against a wide variety of risks for just a few dollars a month.
Protect Yourself, Your Family, And Your Future With Wood Residential Renters Insurance
Liability claims can arise from a variety of losses. Sometimes, a liability claim can arise from an alleged loss that might or might not have actually occurred. You might not even be aware that someone believes you’re responsible for their bodily injury or property damage until you find out there’s a lawsuit! Liability coverage on your policy protects you from ultimate responsibility for the judgement, but it also covers the cost of defending you against the claim or suit.
An apartment fire that causes smoke damage to another resident’s apartment would make you responsible for the damage. Something as simple as taking a walk and bumping into someone on the walking path that your community provides could also give rise to a claim for their injuries. Nearly anything you do can cause a liability claim, which is why renters insurance offers such broad liability coverage for bodily injury or property damage caused by your negligence.
“Your” includes your resident relatives and your spouse. These people are covered by the policy because no one would intend to leave them out. Children are covered, since they can’t contract for their own insurance as minors. This broad coverage is designed to ensure that your entire family is protected by the policy.
Protect Your Property With Wood Residential Renters Insurance
Who’s responsible for your personal property when you rent an apartment? You are. Your landlord is absolutely not responsible for your property. If there is a fire, your property is your responsibility. If something is stolen, that’s your responsibility as well. The landlord can’t insure your things because they don’t own them. Since you live in an apartment, you’re at risk not only from your own apartment but also from losses like fires in adjacent units.
Wood Residential renters insurance protects your property against fifteen perils named in the policy. Fire, theft, and vandalism are covered, but so are a number of less frequent but equally dangerous perils. You’ll find that when you buy a policy from Effective Coverage, you get replacement cost coverage on your policy. That coverage means you can go buy new property to replace what was lost. You’re made whole and you can move on with your life.
You’ll also get loss of use coverage. If there’s a covered loss that prevents you from using your apartment, your policy covers the additional living expenses until you’re able to return to the apartment. This ensures that you don’t suffer a loss by having to pay for an expensive hotel, even after a loss due to your negligence such as a kitchen fire.
The best part is that Wood Residential renters insurance is affordable, usually just a few dollars a month. You can get covered in just sixty seconds by entering your zip code above, or call and speak with an insurance expert at (800)892-4308. It’s the fastest and easiest way to protect your family.